Which Shoe Stores Accept Afterpay? The Full List

Afterpay has emerged as a popular “buy now, pay later” service, allowing consumers to acquire goods immediately and manage payments over time. The service extends across various retail sectors, providing a convenient method for budgeting larger purchases without incurring traditional interest charges. This approach has proven particularly appealing for consumers looking to spread the cost of items like new footwear.

Where to Use Afterpay for Shoes

Numerous popular shoe retailers, both online and in physical stores, accept Afterpay, providing a wide array of options for various footwear needs. For athletic shoes and sportswear, major retailers like Dick’s Sporting Goods, Finish Line, JD Sports, and Foot Locker offer Afterpay. Shoe Palace also accepts Afterpay for its range of athletic shoes, apparel, and accessories.

Customers seeking a diverse selection of fashion and casual footwear can find Afterpay accepted at stores such as DSW (Designer Shoe Warehouse). DSW carries a vast inventory of shoes for men, women, and children. Platforms like POIZON also accept Afterpay, offering a curated selection of high-end and unique footwear. Retailers like Nordstrom Rack and Dillard’s also accept Afterpay, catering to a broader range of fashion and department store shoe selections.

Beyond these, other specific brands and retailers accept Afterpay for their shoe offerings. This includes stores like Crocs for comfortable and casual clogs, Dr. Martens for their iconic boots, and UGG for cozy slippers and boots. Consumers can also find Afterpay at online-focused retailers such as Allbirds, Teva, and Rothy’s, which specialize in sustainable or distinct footwear designs. It is always advisable to verify Afterpay acceptance directly on the retailer’s website or within the Afterpay app, as payment options can change.

Understanding How Afterpay Works for Purchases

Using Afterpay for a shoe purchase involves a process, whether shopping online or in a physical store. When making an online purchase, a consumer adds desired shoes to their shopping cart and proceeds to checkout. At the payment selection stage, Afterpay appears as an available option. First-time users are prompted to create an account, providing information and linking a debit or credit card for payments.

Once the account is set up or for returning customers, logging in confirms the purchase. Afterpay splits the total purchase amount into four equal installments. The first payment is due immediately at the time of purchase. The remaining three installments are automatically deducted from the linked payment method every two weeks over a six-week period.

For in-store purchases, the process begins by downloading the Afterpay mobile app. Within the app, users can set up a digital Afterpay Card, which is then added to a mobile wallet like Apple Pay or Google Pay. At the point of sale, consumers simply tap their phone to complete the transaction, similar to using a regular contactless payment. After the initial payment, the subsequent installment schedule follows the same bi-weekly pattern as online purchases.

Key Details When Using Afterpay

Afterpay operates on a model of four interest-free installments, spread over a six-week period, with payments automatically deducted every two weeks. Consumers make the initial payment at the time of purchase, and the remaining three payments follow. This structure allows for budgeting without the added cost of interest, provided payments are made on time.

Afterpay establishes a spending limit for each user, which can fluctuate based on payment history and account usage. On-time payments can increase this limit. If a payment is missed, Afterpay may impose late fees, which are capped. For orders of $40 or more, an initial late fee of $10 may apply, with an additional $7 fee if the payment remains overdue after seven days, up to a maximum cap of 25% of the original order value or $68, whichever is less.

Returns and exchanges for items purchased with Afterpay are handled according to the individual retailer’s return policy. After a return is processed by the merchant, Afterpay adjusts the payment plan. For a full refund, Afterpay cancels any remaining payments and refunds any installments already paid. For partial refunds, Afterpay adjusts the payment schedule to reflect the new balance. For comprehensive details, consult Afterpay’s official terms and conditions.