Which Banks Offer Free Notary Services?
Effortlessly find banks offering free notary services and prepare your documents for seamless notarization.
A notary public is a publicly commissioned official who serves as an impartial witness to the signing of important documents. Their primary role involves verifying the identity of individuals and confirming their willingness to sign, which helps deter fraudulent activities. Notarization is commonly required for various legal and financial papers, such as affidavits, real estate deeds, loan agreements, and powers of attorney. Banks frequently provide notary services, often as a convenient and complimentary offering for their customers, ensuring document authenticity and legal validity.
Banks Providing Free Notary Services
Many prominent national banks provide complimentary notary services to their account holders. Financial institutions like Bank of America, Chase, Wells Fargo, PNC Bank, and U.S. Bank commonly have notaries on staff, making access convenient for customers. This service is typically provided for those with checking, savings, or other established accounts. Policies vary; some branches may offer free notarization to non-account holders, while others might charge a fee, often around $15 per signature.
Local credit unions and community banks also offer free notary services to their members. These institutions may be more flexible with non-members, but contacting the specific branch beforehand is advisable. Banking policies regarding notary availability and fees can differ by location and institution, so confirming details and any potential costs for non-customers is recommended before visiting.
Preparing for Notary Services at a Bank
Before seeking notary services at a bank, a valid, government-issued photo identification is required. Acceptable forms of ID typically include a current driver’s license, a state-issued identification card, a U.S. military ID, or a U.S. passport. This identification is necessary for the notary to establish your identity and prevent fraud.
The document requiring notarization must be complete in all aspects but remain unsigned. You must sign the document in the notary’s physical presence, as they must witness your signature. You should also understand the specific type of notarization your document requires, such as an acknowledgment or a jurat. A notary public cannot provide legal advice or determine the appropriate notarization type for your document.
The Notarization Process at a Bank
Once you arrive at the bank with your prepared document and identification, the notarization process is generally straightforward. You can typically inquire about notary services at the teller line or customer service desk, and a staff member commissioned as a notary public will assist you. You will present your valid government-issued photo identification and the complete, unsigned document to the notary.
The notary will then verify your identity using the provided identification. After identity verification, you will sign the document directly in the notary’s presence. The notary will then complete the notarial certificate, which involves affixing their official seal and signature to the document. This action certifies that the signature is genuine and that the document was signed willingly. The notary may also record the notarial act in their journal before returning the fully notarized document to you.