Where Can You Add Money to a Cash App Card?

The Cash App Card allows users to access and spend funds held within their Cash App balance. Adding money to a Cash App Card involves funding your overall Cash App balance. Once added, funds become immediately available for use with your associated Cash App Card for purchases, withdrawals, and other transactions.

Adding Cash at Retail Stores

Users can add physical cash to their Cash App balance by visiting various participating retail locations across the United States. The process generally involves presenting either your Cash App Card or a unique barcode from the app to a cashier.

Common retailers supporting cash deposits include Walmart, Walgreens, 7-Eleven, CVS, Dollar General, and Family Dollar. Availability can vary by specific store location, so it is advisable to confirm beforehand. Most of these locations allow deposits directly at the register or customer service desk.

A typical fee for depositing cash at these retailers is $1 per transaction, which is usually deducted from the deposited amount. It is important to note that this fee is charged by the retailer, not by Cash App directly.

To find a nearby participating location, users can utilize the in-app map feature found within the “Banking” tab of the Cash App, often under the “Paper Money” section. Deposits typically range from a minimum of $5 up to $500 per single transaction.

Cash App also sets limits for paper money deposits, allowing up to $1,000 per rolling 7 days and $4,000 per rolling 30 days. Funds deposited this way are usually available in the Cash App balance instantly or within minutes of the transaction completion.

Transferring from Linked Bank Accounts or Debit Cards

A common digital method to add money to your Cash App balance involves linking external financial accounts, such as bank accounts or debit cards. This provides a direct and often immediate way to transfer funds.

Linking a bank account can be done through secure third-party services like Plaid, which connects directly to your bank’s online portal, or by manually entering your bank’s routing and account numbers. For debit cards, users typically input the card number, expiration date, CVV, and billing zip code directly into the app.

From the “Banking” tab, users can select the “Add Cash” option and specify the desired amount. Transfers from linked debit cards are generally instant. Transfers from linked bank accounts, however, typically process within 1 to 3 business days.

Cash App imposes limits on these transfers, which can vary based on the user’s account verification status. For instance, verified accounts typically have higher transfer limits, allowing up to $7,500 per week. Unverified accounts have lower limits, generally around $250 per 7 days, before requiring identity verification to increase these thresholds.

Receiving Direct Deposits

The Cash App also allows users to receive direct deposits, such as paychecks or government benefits, directly into their Cash App balance. It provides an alternative to traditional bank accounts for receiving recurring income.

To set up direct deposit, users need to locate their unique Cash App account and routing numbers within the application. These numbers are specific to your Cash App account. They can typically be found in the “Banking” tab under “Account & Routing”.

Once these numbers are obtained, they can be provided to an employer, benefits provider, or any entity making a direct deposit. This usually involves submitting a direct deposit form, either digitally or physically, with the Cash App’s banking information.

A significant benefit of using Cash App for direct deposits is the potential for earlier access to funds. Cash App generally supports direct deposits up to $25,000 per transaction and $50,000 within a 24-hour period.