Where Can I Get Small Bills for Cash?

Accessing smaller denominations of cash is a common necessity for various daily transactions. Whether for tipping service providers, using vending machines, or making small cash purchases, having smaller bills like ones and fives can simplify many interactions. Understanding the most reliable sources for these denominations can help individuals manage their cash effectively and avoid inconveniences.

Banks and Credit Unions

Financial institutions like banks and credit unions are the most dependable places to obtain small bills. Visiting a teller allows you to specify exact denominations, such as exchanging a $20 bill for $5s or $1s. This service is usually free for account holders, and many institutions also accommodate non-account holders, though identification may be required.

Bank tellers have access to a full range of currency and can fulfill requests for smaller denominations like $1s, $5s, and $10s. This makes them a preferred option when you need a significant quantity or specific mix of denominations. Visiting during regular business hours ensures a teller is available.

Retailers and Businesses

Many retail establishments are a practical source for acquiring smaller bills, often through a purchase. Grocery stores, convenience stores, gas stations, and restaurants frequently have various denominations for customer change. The process involves making a small purchase with a larger bill and receiving smaller bills as change.

When seeking change from a retailer, make a small purchase rather than simply asking to exchange a large bill. This helps ensure the business has enough change for its paying customers. While many businesses are accommodating, smaller shops or those early in their business day might have limited cash on hand.

Automated Machines

Automated Teller Machines (ATMs) offer a convenient way to withdraw cash, and some modern ATMs provide options for smaller denominations. While many older machines primarily dispense $20 bills, newer models from major banks may allow withdrawals in $1s, $5s, or $10s. ATMs do not “break” bills; they dispense from pre-loaded compartments.

Dedicated change machines are another automated option, commonly found in laundromats, car washes, and arcades. They convert larger bills into smaller bills or coins, typically for on-site services. While useful for their intended purpose, these machines are not a reliable source for general small bill acquisition, as they are often limited in denominations and meant for specific transactional needs.