When Should I Receive My Property Tax Bill in Texas?
Navigate the Texas property tax bill cycle. Learn when to expect your bill, how to receive it, and key payment details.
Property taxes in Texas fund local government services. Based on property value, these local taxes significantly fund public schools, city streets, county roads, police and fire protection, and other community services. Unlike some other states, Texas does not impose a state property tax; instead, local taxing units determine rates and collect these funds directly.
The Annual Property Tax Cycle
Texas property tax collection follows an annual cycle. Appraisal districts determine property values as of January 1 each year. Property owners may receive a Notice of Appraised Value between April and May, detailing the valuation, allowing protest if they disagree. The Appraisal Review Board (ARB) hears these protests between May and July.
Once property values are certified by the appraisal district by late July, they are sent to local taxing units, such as cities, counties, and school districts. These taxing units then adopt their budgets and set tax rates during August and September. Following the establishment of tax rates, property tax bills are prepared and mailed out. Tax assessor-collectors begin mailing these bills in October, making them due upon receipt.
Receiving Your Bill
Property tax bills are sent to the owner’s address on record. Many appraisal districts and tax collector offices provide online portals where taxpayers can view and download their property tax bills. It is the property owner’s responsibility to ensure taxes are paid, even if a bill is not received.
If a property tax bill has not arrived by early November, contact the local tax collector’s office. Checking online resources or directly reaching out to the tax office can help ensure timely payment and avoid penalties and interest.
Payment Deadlines and Options
Property tax bills are due by January 31 of the year following the tax year. Taxes become delinquent if not paid by February 1, at which point penalties and interest begin to accrue. For instance, a 6% penalty and 1% interest are applied immediately on February 1, with additional penalties and interest accumulating monthly thereafter. By July 1, the penalty can reach 12% of the original tax amount.
Payment options include online payment portals, mailing a check or money order, or making an in-person payment at the tax collector’s office. For eligible taxpayers, such as those aged 65 or older, disabled individuals, or disabled veterans with a homestead exemption, an installment plan is available. This allows them to pay their property taxes in four equal installments due before February 1, April 1, June 1, and August 1, without incurring penalties or interest if payments are made on time.