When Does the IRS Send Out IP PINs and How Can You Get Yours?
Learn when the IRS issues IP PINs, how to retrieve a lost one, and the steps to securely use it for identity protection on your tax return.
Identity theft is a growing concern, and tax fraud is a major way criminals exploit stolen information. To combat this, the IRS provides an Identity Protection Personal Identification Number (IP PIN), a six-digit code that ensures only the rightful taxpayer can file a return using their Social Security number.
Eligibility and Enrollment
The IRS issues IP PINs to individuals who have experienced identity theft or are at higher risk of tax fraud. Taxpayers receiving a CP01A Notice are automatically enrolled. Others can voluntarily opt in through the IRS’s online tool if they verify their identity using financial records like a credit card, mortgage, or student loan account.
To enroll, taxpayers must complete identity verification by providing personal details and answering security questions. Those unable to verify online may apply by mail using Form 15227, but this option is limited to individuals with an adjusted gross income of $73,000 or less. In-person verification is also available at designated Taxpayer Assistance Centers.
Annual Release Schedule
The IRS issues new IP PINs each year to prevent fraud. These updated six-digit numbers become available in mid-December, allowing taxpayers to retrieve them before tax season begins.
Taxpayers receiving their IP PIN by mail should expect a CP01A Notice from the IRS in early January. Those who prefer online access can use the IRS’s Get an IP PIN tool as soon as the new PINs are issued. Since undelivered notices are not resent, taxpayers should ensure their mailing address is up to date.
Lost or Missing IP PIN
Losing an IP PIN can delay tax filing, as the correct six-digit code is required for processing. Since the PIN changes annually, using a previous year’s number will result in rejection.
The quickest way to recover a lost IP PIN is through the IRS’s Get an IP PIN tool, which requires logging into an IRS account and answering security questions. If online retrieval is not possible, taxpayers can call the IRS, though phone verification involves additional security checks and may take longer.
The IRS does not resend CP01A Notices, so those who lose their mailed PIN must use online or phone recovery methods. To prevent future issues, taxpayers should store their IP PIN securely, such as in a password manager or a safe location.
Steps to Use Your IP PIN
When filing a tax return, the IP PIN must be entered exactly as assigned to avoid rejection. Electronic filers using tax software or a professional service will be prompted to enter the PIN before submission. Paper filers must include the number in the appropriate section.
For joint filers, each spouse must enter their own IP PIN if issued one. The same applies to dependents with assigned IP PINs—failure to include their number can delay processing, particularly for parents claiming tax credits like the Child Tax Credit or Earned Income Tax Credit.