What Time Does Cash App Limit Reset?

Cash App operates as a popular peer-to-peer payment service, facilitating quick and convenient financial transactions. Like many financial platforms, Cash App implements transaction limits, which serve as a standard security and regulatory measure. Understanding these limits is important for users to manage their transactions effectively and avoid interruptions.

Understanding Cash App Limits

Cash App imposes various transaction limits to ensure security and comply with financial regulations. These limits vary depending on whether an account is unverified or fully verified. Unverified accounts have significantly lower limits compared to verified accounts.

Sending limits dictate how much money a user can send over a specific period. Unverified accounts typically permit sending up to $250 within any 7-day period. In contrast, verified accounts can send up to $7,500 per week.

Receiving limits specify the maximum amount of money an account can receive. Unverified accounts are generally limited to receiving up to $1,000 within a 30-day rolling period. Once an account is verified, receiving limits become unlimited, allowing for larger and more frequent incoming transfers.

ATM withdrawal limits apply to users with a Cash Card, restricting the amount of cash that can be withdrawn. These are typically $1,000 per day, $1,000 per 7-day period, and $1,250 per 30-day period. Cash App Card spending limits are $7,000 per transaction, $7,000 per day, $10,000 per week, and $15,000 per month.

Limit Reset Timelines

Most Cash App transaction limits operate on a rolling basis, meaning the limit refreshes based on the time of your last transaction rather than a fixed calendar day or time. For instance, if a user sends money at 3:00 PM on a Monday, that portion of their sending limit will become available again at 3:00 PM the following Monday. This rolling 7-day period applies to sending limits.

Similarly, receiving limits for unverified accounts reset on a rolling basis. This means that a received amount will no longer count towards the limit after 30 days from the time it was received. ATM withdrawal limits also generally reset on a rolling 24-hour, 7-day, and 30-day basis from the time of the withdrawal.

However, some specific limits, particularly those associated with the Cash App Card spending, may have fixed reset times. Cash App Card daily spending limits typically reset every day at 6 PM Central Standard Time (CST). Weekly spending limits for the Cash Card reset every Saturday at 6 PM CST, and monthly limits reset at 6 PM CST on the last day of the month.

Increasing Your Limits

To significantly increase transaction limits on Cash App, users must complete an identity verification process. This step is a regulatory requirement, often referred to as Know Your Customer (KYC), which financial institutions use to prevent fraud, money laundering, and other illicit activities.

The verification process typically requires users to provide their full legal name, date of birth, and the last four digits of their Social Security Number (SSN). Cash App may request additional information, such as a residential address, a government-issued photo identification like a driver’s license, or proof of income. This information allows Cash App to confirm the user’s identity and grant access to higher transaction thresholds.

Users can initiate the verification process directly within the Cash App. This usually involves tapping on the profile icon, navigating to the “Personal” or “Security & Privacy” section, and then selecting the “Verify” option. Once the required information is submitted, Cash App reviews it, a process that can take anywhere from a few minutes to up to 24 hours. Upon successful verification, the increased limits are automatically applied to the account.

Monitoring Your Limits

Cash App provides tools within the application for users to monitor their current transaction limits and track their usage. Regularly checking these limits can help users avoid unexpected transaction declines and plan their financial activities more effectively.

To view current limits, users typically navigate to their profile icon within the Cash App. From there, they can select a section often labeled “Limits” or find this information under “Account & Settings.” This dedicated section displays the specific sending, receiving, and ATM withdrawal limits applicable to their account.

The app also shows how much of a user’s limit has been utilized and indicates when the remaining capacity will reset. This transparency allows users to track their spending and transaction volume against their available limits.