What Stores Use Afterpay Online and In-Store

Afterpay is a widely recognized financial service, offering consumers a flexible way to manage purchases. It operates as a “buy now, pay later” (BNPL) solution, enabling individuals to acquire items immediately and pay for them over time through installments. This payment method has gained popularity by providing an alternative to traditional credit, allowing for budgeting without immediate full payment.

Online Stores Accepting Afterpay

Using Afterpay for online purchases streamlines the checkout process. When shopping on an e-commerce website, users select Afterpay as their payment method at checkout. This involves paying an initial installment, usually around 25% of the total purchase price, upfront. The remaining balance is then divided into three equal payments, automatically deducted every two weeks over a six-week period.

Afterpay is available across many online retail categories. Consumers often find it as an option for fashion and apparel retailers, beauty and cosmetics stores, and businesses selling home goods and electronics. Additionally, many online stores specializing in sports gear and jewelry also offer Afterpay. To identify if an online store accepts Afterpay, shoppers can look for the Afterpay logo on product pages, within the website’s footer, or as an available payment option during the checkout process.

In-Store Afterpay Use

Afterpay extends its payment options beyond online shopping, allowing consumers to use the service in many physical retail locations. The in-store process relies primarily on the Afterpay mobile application.

Users must download the Afterpay app and set up a digital Afterpay Card within it. This digital card is then added to the user’s mobile wallet, such as Apple Pay or Google Pay, enabling contactless payments. When ready to make a purchase in a participating store, the customer simply opens their digital wallet and selects the Afterpay Card. They then tap their smartphone on the card reader at the point of sale to complete the transaction, similar to using a debit or credit card. This in-store capability is available across various retail types, including department stores and specialty shops.

Tools for Discovering Merchants

Afterpay provides tools for discovering participating merchants. The official Afterpay website features a “Shop Directory” that allows users to browse or search for retailers. This directory serves as a central resource for identifying a wide array of businesses that support Afterpay, whether for online or in-store shopping.

The Afterpay mobile app also includes robust search functionality, enabling users to locate specific merchants or explore options by category and even by location. This in-app feature is particularly useful for finding nearby physical stores that accept Afterpay, providing a convenient way to plan shopping trips. By utilizing these official Afterpay resources, consumers can efficiently determine which stores offer the “buy now, pay later” payment option, empowering them to make informed purchasing decisions.