What Stores Use Afterpay & How to Find Them
Discover where you can use Afterpay for flexible payments, from finding stores to making your next purchase seamlessly.
Afterpay is a widely adopted “buy now, pay later” (BNPL) service, providing consumers with a flexible method to manage purchases. This service allows individuals to split the cost of their shopping into interest-free installments, typically paid over a six-week period. Merchants often integrate Afterpay into their payment options to enhance customer convenience, potentially boosting sales and average order values. This payment solution has become a common feature in both online and brick-and-mortar retail environments.
Where Afterpay is Accepted
Afterpay is available across numerous retail categories, catering to a broad range of consumer needs and preferences. Fashion and apparel retailers, from luxury brands to budget-friendly options, frequently offer Afterpay as a payment method. This includes popular names in clothing, footwear, and accessories. Beauty and cosmetics shops also extensively use Afterpay, allowing customers to purchase skincare, makeup, and haircare products through installment plans.
The service extends to home goods and furniture stores, enabling shoppers to furnish their spaces or upgrade appliances without requiring immediate full payment. Electronics retailers provide Afterpay for gadgets, appliances, and tech accessories, making it easier for consumers to acquire new devices. Furthermore, Afterpay has expanded into health and wellness, and even travel and experiences, with some booking platforms allowing its use for flights and accommodations.
Afterpay’s acceptance spans both online e-commerce platforms and physical retail locations. While initially prominent in online shopping, its in-store presence has grown significantly. Many retailers offer Afterpay for both online and in-person transactions, though some may limit availability to one channel. The payment process remains consistent whether a purchase is made online or in a physical store.
Finding Afterpay Retailers
The official Afterpay mobile application features a “Shop” or “In-Store” tab, allowing users to browse or search for nearby stores. The Afterpay website also provides a merchant directory for identifying both online and in-store partners.
When shopping online, consumers can look for the Afterpay logo or badge displayed on product pages or during the checkout process. For in-store shopping, look for decals on windows or doors, signage at the register, or inquire with store associates. Some retailers also promote Afterpay availability on their own websites.
Making a Purchase with Afterpay at Participating Stores
Once a retailer accepting Afterpay has been identified, completing a purchase is a streamlined process. For online transactions, customers select Afterpay as their payment method at checkout. This action typically redirects the user to the Afterpay platform for login and confirmation of the payment plan. The first of four interest-free payments is processed immediately, with subsequent payments scheduled automatically every two weeks over a six-week period.
When making an in-store purchase, the Afterpay mobile app is used to facilitate the transaction. Consumers must first set up the Afterpay Card within the app and add it to their smartphone’s digital wallet, such as Apple Pay or Google Pay. At the point of sale, the customer can then tap their phone on the card reader, selecting the Afterpay Card from their digital wallet to complete the payment. The purchase amount is split into four equal payments, with the initial payment made at the time of sale.