Business and Accounting Technology

What Stores Take Cash App Scan to Pay?

Confidently use Cash App's scan-to-pay. Discover its practical application and easily locate merchants accepting this versatile payment method.

Cash App’s “scan to pay” feature offers a convenient way to handle transactions without needing physical cash or cards. This mobile payment option allows users to complete purchases, simplifying the checkout process. It provides a simple method for managing funds and making payments directly from a smartphone.

How Cash App Scan Works for Payments

Making a payment using Cash App’s scan feature involves a straightforward process. To begin, users open the Cash App on their mobile device and access the payment screen. From there, a dedicated QR scanner icon, typically located in the upper left corner of the screen, allows the device’s camera to activate. The user then points their phone’s camera at the merchant’s QR code.

Once the QR code is scanned, the app automatically recognizes the merchant’s account details. Users are then prompted to enter the amount of the purchase. After confirming the amount, the transaction is completed with a tap to authorize the payment. Funds for these payments are primarily drawn from the user’s Cash App balance, or if the balance is insufficient, the entire purchase amount can be funded by a linked debit card.

Where You Can Use Cash App Scan

Cash App’s scan-to-pay feature, known as Cash App Pay, is accepted across many retail environments, ranging from large national chains to independent local businesses. Many retailers allow customers to scan QR codes at the checkout counter.

Large stores that accept Cash App Pay include:
Walmart
Whole Foods Market
Best Buy
Starbucks
Home Depot
CVS Pharmacy

Additionally, a growing number of apparel and general merchandise stores, such as American Eagle, Tommy Hilfiger, Finish Line, JD Sports, Aerie, SHEIN, and Temu, also accept Cash App Pay.

Beyond major retailers, Cash App Pay is widely available at smaller establishments, local shops, and pop-up markets. This is largely due to its integration with Square’s point-of-sale systems, which are commonly used by small businesses. Merchants utilizing Square Register, Square Stand, Square Terminal, or the Square Point of Sale app can generate dynamic QR codes for customers to scan. Many independent vendors, food trucks, and artisan stalls that use Square for their business operations can accept Cash App payments.

The scan-to-pay functionality extends to both in-person and online transactions. While the physical scanning of a QR code is common in brick-and-mortar stores, online merchants can also display QR codes on their websites for desktop users to scan, or they can redirect mobile users to the Cash App for payment confirmation. Businesses operating with a Cash App Business account can also display their unique QR code in physical locations or on digital platforms, facilitating payments directly from customers. This flexibility allows Cash App users to make purchases in diverse settings, whether they are shopping at a large department store or supporting a local entrepreneur.

Finding Accepting Merchants

Locating businesses that accept Cash App scan payments involves a few approaches. Look for visible signage at the merchant’s location. Many stores and businesses that accept Cash App Pay will display the Cash App logo or a QR code prominently at their entrance, near the cash register, or on their counter.

When shopping online, users should look for Cash App Pay as a payment option during the checkout process.

You can also ask the merchant directly. Before initiating a purchase, inquire with the staff if they accept Cash App QR code payments, especially at smaller businesses or independent vendors who may not have prominent signage.

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