What Stores Have Afterpay & How to Use It

Afterpay provides consumers with a flexible “buy now, pay later” payment solution. It enables them to acquire goods and services immediately while spreading the cost over time through interest-free installments. This offers an alternative to traditional credit without incurring interest charges.

Popular Stores Accepting Afterpay

Afterpay is widely accepted across a diverse range of retailers, encompassing various consumer needs from fashion and beauty to home goods and electronics. Many major department stores and general retailers also offer Afterpay as a payment option. This broad acceptance allows consumers to use the service for a wide array of purchases.

In the realm of fashion and apparel, numerous popular brands accept Afterpay for both online and, in some cases, in-store transactions. These include well-known names such as Adidas, American Eagle, Anthropologie, ASOS, Banana Republic, Boohoo, Express, Forever 21, Free People, GAP, H&M, J.Crew, Levi’s, Lululemon, Macy’s, Madewell, Old Navy, PUMA, Revolve, SHEIN, Urban Outfitters, and Zara.

For beauty and skincare enthusiasts, Afterpay is available at many top health and beauty stores. Retailers like Bare Minerals, Benefit Cosmetics, Dermalogica, Fenty Beauty, IT Cosmetics, Kylie Cosmetics, MAC Cosmetics, NARS Cosmetics, Sephora, Tarte Cosmetics, and Ulta Beauty offer this payment method.

The home and lifestyle sector also features many retailers that partner with Afterpay. Consumers can use Afterpay at stores such as Bed Bath & Beyond, The Container Store, The Home Depot, Houzz, IKEA, Le Creuset, Lowe’s, Overstock, Pottery Barn, Ruggable, and Wayfair.

Within electronics and technology, Afterpay is accepted by several prominent retailers. These include Apple, Best Buy, GameStop, Microsoft, Newegg, Razer, Samsung, and Sonos. Additionally, major department stores like Target, Walmart, Kohl’s, and Nordstrom also accept Afterpay for a broad assortment of products, often both online and in-store via the Afterpay app.

Using Afterpay for Your Purchases

Making a purchase with Afterpay is a straightforward process, whether shopping online or in a physical store. When shopping online, once items are added to the cart, Afterpay can be selected as the payment method at checkout. First-time users will need to register and provide payment details, typically a debit or credit card, while returning customers simply log in to their existing account. The approval process is usually instant, allowing the order to be processed and shipped immediately by the retailer.

The purchase amount is divided into four equal installments. The first payment is due at the time of purchase. The remaining three payments are automatically deducted from the chosen payment method every two weeks. Afterpay provides a payment schedule that users can view and manage within their account.

For in-store purchases, the Afterpay mobile app is necessary. Users must set up the digital Afterpay Card within the app and add it to their phone’s digital wallet, such as Apple Pay or Google Pay.

At the point of sale, the Afterpay Card is selected in the digital wallet, and the purchase is completed by tapping the phone near the card reader, similar to any contactless payment. The in-store purchase is also split into four payments over six weeks, with the first payment due at the time of transaction.

Discovering Additional Afterpay Retailers

To find even more retailers that accept Afterpay beyond the commonly known brands, several resources are available. The official Afterpay mobile app includes a “Shop” directory feature. This directory allows users to browse a comprehensive list of partner stores, often categorized for easier navigation.

The Afterpay website also maintains a merchant listing or store directory, providing an updated list of all retailers that support the service. Users can often search this directory by store name or product type to check if a specific brand accepts Afterpay. These official resources are regularly updated as new retailers partner with Afterpay.

Additionally, when shopping online, consumers can look for the Afterpay logo or payment option at the checkout page. In physical stores, the Afterpay logo may be displayed at the entrance, near the cash registers, or on signage indicating accepted payment methods. Observing these visual cues can help identify additional retailers that offer Afterpay for purchases.