What Stores Accept Afterpay? Where to Shop

Afterpay is a popular “buy now, pay later” (BNPL) service. It allows consumers to acquire goods and services immediately by dividing the total purchase amount into smaller, manageable installments. This financial tool provides payment flexibility, making a wide range of products more accessible without requiring full payment upfront.

Where to Shop with Afterpay

Afterpay is accepted across a diverse array of retail categories, making it a versatile payment option. Consumers can find Afterpay available at numerous fashion and apparel retailers, allowing for flexible payment on clothing, accessories, and footwear.

The service also extends to beauty and cosmetics shops, where shoppers can purchase skincare, makeup, and haircare essentials. For those looking to furnish their living spaces, home goods and furniture stores frequently accept Afterpay for items ranging from decor to larger appliances. Additionally, electronics retailers and sports and fitness gear providers offer Afterpay, enabling customers to finance gadgets, athletic wear, and equipment.

Beyond these common categories, Afterpay is available at jewelry and accessories stores, providing a way to manage payments for special pieces. Some travel providers also accept Afterpay, offering flexibility for booking trips. Certain grocery stores and baby product retailers have partnered with Afterpay.

Discovering More Afterpay Retailers

To find the most up-to-date list of merchants that accept Afterpay, use the official Afterpay mobile application. The app features a “Shop” directory or search function, allowing users to browse brands and products. This provides a centralized resource for discovering new options and confirming Afterpay availability at specific stores.

The Afterpay website also offers a store directory or search tool for locating participating retailers. Users can search for specific brands or explore categories to see which businesses support Afterpay as a payment method. These official platforms are regularly updated, ensuring the information is current.

When shopping directly on a retailer’s website, look for the Afterpay logo displayed at checkout or within the payment options section. This visual indicator confirms that the retailer supports the service for online purchases.

Using Afterpay Online and In-Store

Using Afterpay for online purchases involves a straightforward process at the digital checkout. After adding desired items to an online cart, customers proceed to the checkout page where they select Afterpay as their preferred payment method. This action redirects them to the Afterpay platform or prompts them to log into their existing Afterpay account.

Upon logging in, the purchase details, including the installment plan, are presented for review. The first installment, typically one-fourth of the total purchase price, is due at the time of checkout. The remaining three installments are automatically deducted from the linked debit or credit card every two weeks over a six-week period.

For in-store transactions, the process involves using the Afterpay mobile app to generate a digital Afterpay Card. Users access the “In-Store” tab within the app and follow prompts to add this virtual card to their digital wallet, such as Apple Pay or Google Pay. At the point of sale, customers can then use their smartphone to “tap to pay” with the Afterpay Card, similar to using a standard contactless payment method.