What Quarters Contain Silver & How to Identify Them

Certain older U.S. quarters are valued by collectors for their silver content. Most modern quarters are copper-nickel, but older issues contain silver. These silver quarters are sought for their precious metal content. Identifying these coins can reveal their value.

Key Dates for Silver Quarters

U.S. quarters minted prior to 1965 contain silver. This includes all Washington quarters produced between 1932 and 1964. The change in coin composition was a direct result of the Coinage Act of 1965, which eliminated silver from dimes and quarters due to the rising market price of silver and a nationwide coin shortage.

While most quarters dated 1965 and later do not contain silver, a notable exception exists for certain collector’s editions. Some 1976 Bicentennial quarters were specially minted with 40% silver for collectors, primarily those issued in proof or uncirculated sets. However, the vast majority of 1976 Bicentennial quarters found in general circulation are made of copper-nickel clad and do not contain silver.

Recognizing Silver Quarters

Identifying silver quarters involves observing distinct physical characteristics. One of the most reliable methods is the “edge test.” Silver quarters feature a solid silver-colored edge, appearing uniform around the coin’s circumference. In contrast, modern clad quarters display a visible copper stripe sandwiched between two outer layers of nickel, often referred to as a “copper core.” This difference is due to their layered construction.

Another helpful indicator is the “sound test.” When gently dropped onto a hard, flat surface, silver quarters tend to produce a higher-pitched, more resonant “ping” sound. Clad quarters, conversely, typically emit a duller thud or a less vibrant sound due to their different metallic composition. While this method requires some practice, it can effectively differentiate between the two types.

Silver quarters also have a distinct metallic luster compared to the duller appearance often seen on older clad coins. Furthermore, a silver quarter weighs 6.25 grams, whereas a clad quarter weighs 5.67 grams, a subtle difference noticeable with a precise scale.

Silver Composition and Intrinsic Value

Quarters minted before 1965, specifically those produced from 1932 to 1964, have a precise metallic composition. These coins consist of 90% silver and 10% copper. This composition means they are considered “.900 fine silver,” indicating their high purity level. The copper content was added to provide durability, as pure silver would be too soft for circulating coinage.

The intrinsic value of these 90% silver quarters is directly tied to the fluctuating spot price of silver in the commodities market. This means their melt value, or the value of the silver contained within them, is significantly higher than their 25-cent face value. While some rare dates or exceptionally well-preserved examples may hold additional numismatic value for collectors, the primary worth of most pre-1965 silver quarters is derived from their precious metal content.