What Places Load Cash App Cards With Physical Cash?

A Cash App Card is a convenient tool for managing personal finances, allowing users to make purchases and access their Cash App balance. This optional Visa debit card links directly to a user’s Cash App account, enabling transactions online and in physical stores where Visa is accepted. This guide clarifies how individuals can add physical cash to their Cash App Card.

Locations for Loading Cash

Individuals can add physical cash to their Cash App Card at many participating retail locations across the United States, including general merchandise stores, grocery chains, and pharmacies. Well-known retailers commonly providing this service include Walmart, Walgreens, CVS Pharmacy, Dollar General, 7-Eleven, Family Dollar, Kroger, Rite Aid, Circle K, and H-E-B.

For deposits at large retailers like Walmart, users typically proceed to the customer service desk or MoneyCenter. At most other participating locations, such as convenience stores or pharmacies, the transaction can often be completed directly at a standard cashier’s register. To easily locate the nearest participating store, users can utilize the Cash App itself. The application features a map within the “Paper Money” section of the Banking tab, which pinpoints nearby deposit locations and provides directions.

Steps to Load Cash

Depositing physical cash onto a Cash App Card involves a straightforward process at a participating retail location. First, open the Cash App on a mobile device and navigate to the Banking tab, typically represented by a bank icon. From there, select the “Paper Money” option to initiate the cash deposit. The app will then display a list or map of nearby locations where this service is available.

Once at the chosen store, inform the cashier you wish to load funds onto your Cash App using a barcode. The Cash App will generate a unique barcode for the cashier to scan. The physical Cash App Card is not typically swiped; the barcode is the key element for the deposit. After the barcode is scanned, hand the cashier the exact amount of cash you intend to deposit. Funds are usually added to your Cash App balance instantly, and it is advisable to retain the receipt provided by the cashier for your records.

Key Details for Loading Cash

When depositing cash onto a Cash App Card, users should be aware of specific transaction limits and potential fees. Each individual cash deposit must be a minimum of $5 and cannot exceed $500 per transaction. Cumulative limits for cash deposits are up to $5,000 within a rolling 7-day period and up to $10,000 within a rolling 30-day period. These limits apply regardless of the number of deposits made or the different stores visited.

A flat-rate processing fee of $1 is typically charged for each paper money deposit, which is automatically deducted from the cash being deposited. This fee is waived if the user receives $300 or more in paychecks via direct deposit into their Cash App account each month. To complete a cash deposit, individuals need to bring the physical cash, their smartphone with the Cash App installed, and occasionally, a valid photo identification, as some retailers may require it for verification purposes.