What Online Stores Accept Afterpay?

Afterpay is a “buy now, pay later” service that allows consumers to acquire goods immediately and pay for them over several installments. This payment solution helps manage purchases by breaking down larger sums into smaller, manageable payments.

Understanding Afterpay

Afterpay enables consumers to split their purchases into four interest-free installments, paid over a six-week period. The initial payment, representing 25% of the total purchase price, is due at the time of checkout. The remaining three payments are then automatically deducted from the customer’s chosen payment method every two weeks.

To use Afterpay, individuals must be at least 18 years old, reside within the United States, and possess a valid email address and mobile phone number. A US-issued credit card, debit card, or bank checking account is also required for payment. While Afterpay does not charge interest, late fees may apply if payments are missed. Late fees are capped at 25% of the original order value or $68, whichever is less.

Online Retailers Accepting Afterpay

Afterpay is accepted by a wide array of online retailers across diverse categories. In the fashion and beauty sectors, numerous well-known brands and platforms support Afterpay, including ASOS, Forever 21, Urban Outfitters, H&M, and Adidas. Beauty enthusiasts can also utilize Afterpay at stores like Sephora, Ulta Beauty, MAC Cosmetics, and Clinique for skincare, makeup, and haircare products.

For home goods and furnishings, Afterpay is available at retailers such as Wayfair, Pottery Barn, and Bed Bath & Beyond, allowing for the purchase of furniture, decor, and appliances. In the electronics market, consumers can find Afterpay as a payment option at stores like Best Buy, Apple, Microsoft, and Samsung, facilitating the acquisition of smartphones, gaming consoles, and other technological gadgets.

How to Use Afterpay for Online Purchases

Once an online store that supports Afterpay has been identified, the process of making a purchase is straightforward. Shoppers add items to their online cart as they normally would and proceed to the checkout page. At checkout, Afterpay will appear as a payment method option alongside traditional credit card or other digital wallet choices.

Selecting Afterpay as the payment method redirects the user to the Afterpay portal. Here, existing users can log into their account, while new users can quickly create one by providing necessary details and payment information. Before finalizing the transaction, a clear breakdown of the four-installment payment schedule will be presented for review, showing the amount and due date for each payment. After confirming the payment plan, the purchase is completed, and the order is processed for shipment.

Discovering Additional Afterpay Stores

Consumers can proactively discover a growing number of online stores that accept Afterpay. A primary resource for this is the Afterpay app or its official website, which features a dedicated store directory. This directory allows users to browse or search for participating retailers across various product categories.

Many online stores display the Afterpay logo on their websites to indicate acceptance. This logo can often be found in the footer of the website, on product pages near the price, or within the frequently asked questions (FAQ) section related to payment options. Before completing a purchase, checking the payment options presented at checkout will also confirm whether Afterpay is available for that specific retailer.