What Is the Issue Number on a Debit Card?
Understand what a debit card issue number is, where to locate it, and what steps to take if it's requested but not on your card.
Debit cards are a common tool for everyday transactions, allowing individuals to access funds electronically. When making purchases, particularly online, you are often prompted to enter various numbers associated with your card. Among these, you might occasionally encounter a request for an “issue number,” which can sometimes cause confusion.
What is an Issue Number
An issue number on a debit card is a unique identifier assigned by the card-issuing bank. It distinguishes between multiple cards issued to the same account holder or indicates a specific version or re-issuance. This helps the bank track different card iterations.
The issue number is distinct from your primary account number or the card verification value (CVV). While the main card number identifies your account, the issue number differentiates the physical plastic card linked to that account. This historical practice allowed banks to manage instances where a card was lost, stolen, or expired and a new one was issued.
Where to Find the Issue Number
If a debit card has an issue number, it is typically a one or two-digit figure printed on the card’s front. Common locations for this number include near the main 16-digit card number or close to the expiration date. It might be embossed or simply printed on the card’s surface.
It is important to note, however, that many modern debit cards, especially those issued by banks in the United States, do not feature an issue number. Its presence is more common on cards issued in other regions, such as the United Kingdom. Therefore, if you examine your US-issued debit card and do not find this number, it is a common occurrence.
What to Do When an Issue Number is Requested
When an online form or payment gateway requests an issue number and you cannot locate one on your debit card, there are several common approaches to consider. First, check if the field is optional; if it is, you can often leave it blank. Many systems are designed to accommodate cards that do not have this specific detail.
If the field is mandatory and requires a numerical input, a common solution is to try entering “00” or “0”. These inputs often work as placeholders for systems that expect an issue number but do not strictly require a specific value. This method can bypass the requirement when your card does not display such a number.