What Is the IRS Phone Number for Direct Deposit Updates?
Learn how to update your direct deposit details with the IRS efficiently. Find out what you need before making the call.
Taxpayers often need to update their direct deposit information with the IRS due to changes in banking details or personal circumstances. Keeping this information current ensures timely receipt of tax refunds and other payments. Knowing how to communicate these changes to the IRS is crucial.
Phone Lines for Setting Up Direct Deposit
The IRS provides specific phone lines for direct deposit inquiries. The main contact number is 1-800-829-1040, which connects taxpayers to representatives who can assist with establishing or modifying direct deposit details. This line operates Monday through Friday, from 7 a.m. to 7 p.m. local time.
Wait times can be significant, especially during peak tax season. Calling early in the morning or later in the afternoon can help avoid long delays. Having necessary information, such as Social Security numbers, filing status, and previous tax returns, readily available can make the process more efficient.
Updating Bank Info After Filing
Once a tax return is filed, the IRS does not allow direct deposit details to be updated through online services. If a direct deposit fails, the IRS will issue a refund via check, which can then be deposited into the correct bank account. For taxpayers who have not yet received their refund, submitting Form 8822 or Form 8822-B ensures correspondence is sent to the correct address but does not update banking details directly.
In some cases, taxpayers can contact the IRS to request a hold on the refund until new banking information is provided, though this option is not always available.
What to Have Ready Before You Call
When contacting the IRS for direct deposit updates, having the appropriate information on hand is essential. A recent tax return is helpful, as it includes details like your Adjusted Gross Income (AGI) and other identifiers needed to verify your identity.
Ensure you have your current bank account and routing numbers readily available and double-check them for accuracy to avoid delays. If you’ve changed your address since your last filing, have documentation, such as a utility bill or lease agreement, to verify the new address.
Being aware of current IRS procedures and any changes in tax regulations can also be beneficial. For instance, understanding updates to the Internal Revenue Code or recent legislative changes may provide context during your discussion with IRS representatives and help you address any concerns about refund processing times or methods.