What Is the Cost of Living in Sweden?

Sweden, known for its high quality of life and economic stability, draws interest from those considering relocation. Understanding the cost of living is a primary consideration for relocation. While Sweden offers robust social welfare programs and a high standard of living, its cost structure can differ significantly from other countries.

Housing Costs

Housing stands as one of the most substantial expenditures for residents in Sweden, with costs varying considerably based on location and property type. In major urban centers such as Stockholm, a one-bedroom apartment in the city center can range from approximately 10,000 to 15,000 SEK per month. Rent for a similar apartment outside the city center in Stockholm might be lower, falling between 6,000 to 9,000 SEK monthly.

Other large cities like Gothenburg and Malmö generally present slightly less expensive rental markets. A one-bedroom apartment in the city center of these areas typically costs between 8,000 and 12,000 SEK per month. Moving to suburban areas or smaller towns and rural regions can lead to more affordable rates, where a one-bedroom apartment may cost between 6,000 and 9,000 SEK. Factors influencing rent include the property’s size, its condition, and its specific location within a city or town.

Rental agreements often include heating and water, but electricity and internet are usually separate expenses. Tenants typically pay a security deposit, often equivalent to one month’s rent, when securing a rental property. The demand for housing, particularly in major cities, can make finding suitable accommodation challenging.

Food and Groceries

The cost of food in Sweden can vary, with grocery prices generally higher than in many other countries. A single person might anticipate a monthly grocery bill ranging from 2,500 to 4,000 SEK. Common grocery item prices include milk at around 12 SEK per liter, bread at 25 SEK for 500g, a dozen eggs for about 30 SEK, chicken breasts at approximately 100 SEK per kilogram, and apples at about 30 SEK per kilogram.

Dining out also contributes significantly to food expenses. A meal at an inexpensive restaurant typically costs between 120 and 150 SEK. A three-course meal for two at a mid-range restaurant can range from 600 to 800 SEK. Coffee, a staple of the Swedish “fika” tradition, costs around 25 SEK. Lifestyle choices, such as preparing meals at home versus frequent dining out, directly impact these expenditures.

Transportation Expenses

Sweden’s public transportation system is efficient, particularly in urban areas, and is widely used by residents. A single public transport ticket in Gothenburg costs around 36 SEK, valid for 90 minutes. In Stockholm, a monthly public transport pass costs approximately 950 SEK. Monthly passes in smaller cities typically range from 500 to 700 SEK. These passes often cover buses, trams, and subways, offering comprehensive coverage within city zones.

While public transport is a popular choice, car ownership incurs additional costs. Gasoline prices are approximately 19 SEK per liter. Beyond fuel, car owners also face expenses for insurance and parking fees. Many Swedes, particularly in urban environments, opt for cycling as a cost-effective and environmentally friendly mode of transport.

Utilities and Communication

Essential household utilities and communication services are typically separate from rent. Monthly utility bills for an 85 square meter apartment, covering electricity, heating, cooling, water, and garbage, average around 1,000 to 1,500 SEK. These costs can fluctuate based on usage, the season, and the specific heating system in place.

Internet services typically cost between 250 and 500 SEK per month for various speeds. Mobile phone plans with calls and 10GB or more of data are generally around 250 SEK per month. These communication costs can vary depending on the provider and the specific plan chosen.

Healthcare and Education

Sweden operates a publicly funded healthcare system, which means residents generally pay nominal patient fees for services. A doctor’s visit typically costs between 100 and 460 SEK, depending on the region. Specialist appointments might be slightly higher, around 400 SEK. There is a high-cost protection system in place, capping out-of-pocket expenses for medical appointments at approximately 1,150 SEK per year. Prescription medication costs are also capped, ensuring patients do not pay more than around 2,250 SEK within a 12-month period.

For education, public primary and secondary schooling is generally free for all residents. Preschool fees are income-based and capped by municipalities, with a maximum monthly fee of around 1,572 SEK for one child.

University tuition fees differ based on a student’s country of origin. Students from EU/EEA countries and Switzerland do not pay tuition fees at public universities. Non-EU/EEA students are required to pay tuition, which can range from approximately 7,500 to 25,500 EUR per year, depending on the program and university. An application fee of approximately 90 EUR is also required for non-EU/EEA students.