What Bank Information Do I Put for Cash App?
Learn how to securely link your bank account to Cash App. This guide explains what information is needed and how to connect your financial institution for seamless transactions.
Cash App operates as a peer-to-peer payment service. For seamless transactions, the platform relies on a linked bank account, which serves as the source for funding payments and receiving funds. Connecting your bank to Cash App is fundamental to using the app’s full capabilities.
Understanding Bank Linking Requirements
To connect a bank account to Cash App, you need your bank’s routing number and your account number. A routing number is a nine-digit code that identifies your financial institution. It ensures that funds are directed to the correct bank during transactions. Your account number is a unique identifier for your specific checking or savings account.
These numbers can be found in several places. On a physical check, the routing number is the first nine digits at the bottom left, while your account number follows it as the second set of numbers. Online banking portals also display these details, often under “Account Details” or “Account Information.” Your monthly bank statement will also list both numbers. While most traditional U.S. banks are compatible, some virtual banking services or prepaid cards might have different linking procedures or limitations.
Step-by-Step Bank Linking Process
Once you have your bank’s routing and account numbers, linking your account to Cash App is a simple process. Open the Cash App on your mobile device. From the main screen, navigate to the “Banking” tab, which is often represented by a bank building icon or your current balance.
From the “Banking” tab, select “Link Bank” or “Add a Bank.” The app may then present a list of common banks. If your bank is listed, selecting it might initiate an instant verification process, often facilitated by a third-party service like Plaid, which securely connects to your bank by having you log in with your online banking credentials. If your bank is not immediately listed or if instant verification is not an option, you will be prompted to manually enter your bank’s routing number first, followed by your account number. After inputting these details, the app will guide you to confirm the information.
Verifying and Managing Linked Banks
After submitting your bank details, Cash App may initiate a verification process. One common method involves sending one or two small deposits, usually less than $1 each, to your linked bank account. You then check your bank statement or online banking for these micro-deposits and enter their exact amounts into Cash App to complete verification. This step helps secure your account and ensures accurate transactions.
To manage your linked bank accounts, navigate to your profile icon or the “Banking” tab on the Cash App home screen. Select “Linked Banks” or “Linked Accounts” to view all currently connected financial institutions. This section allows you to perform various actions, such as removing a bank account you no longer wish to use or replacing an existing one with new bank details. If you encounter any issues during linking or verification, double-check the routing and account numbers or contact your bank directly.