What ATMs Give $100 Bills and Where to Find Them
Unlock methods to reliably withdraw $100 bills from ATMs. Understand the nuances of securing larger cash denominations.
While many Automated Teller Machines (ATMs) primarily dispense smaller denominations, such as $20 bills, it is possible to find machines that provide $100 bills. Accessing these larger denominations can be beneficial for various financial needs, offering convenience for those requiring substantial cash amounts.
Types of ATMs That Dispense $100 Bills
ATMs operated directly by major financial institutions are generally more likely to dispense $100 bills. Large national banks, including institutions like Bank of America, Chase, PNC Bank, U.S. Bank, Wells Fargo, and Santander, often stock higher denominations in their machines. In contrast, independent or third-party ATMs, frequently located in convenience stores, gas stations, or small retail outlets, are less probable to carry $100 bills. These machines typically focus on common smaller withdrawals, which are replenished more frequently.
The availability of $100 bills also varies based on an ATM’s location and the bank’s specific policies. ATMs situated within or immediately adjacent to full-service bank branches have a higher likelihood of dispensing larger bills. These locations are directly managed by the bank and are regularly restocked with a wider array of denominations. Furthermore, ATMs in high-traffic commercial areas or places with significant cash demand, such as casinos, are often equipped to dispense $100 bills.
Some modern ATMs from major banks also offer a denomination choice feature, allowing users to select the types of bills they wish to receive during a withdrawal. However, not all ATMs, even within the same bank network, will have this feature or sufficient stock of $100 bills at all times.
Locating ATMs That Dispense $100 Bills
To find an ATM that dispenses $100 bills, utilizing official bank resources is the most effective approach. Most major banks provide ATM locators on their websites or through their mobile applications. These tools can sometimes specify denominations or guide users to bank-branded ATMs more likely to carry larger bills.
If online tools do not provide specific denomination information, contacting the bank directly through customer service can offer clarity. Bank representatives may be able to identify nearby ATMs known to dispense $100 bills. Additionally, visiting a full-service branch in person and inquiring with a teller is another reliable method, as tellers can often guide individuals to an appropriate on-site ATM or provide the desired denominations directly.
There is no universal search filter across all ATM networks that specifically identifies machines dispensing $100 bills. Therefore, relying on direct bank channels or visiting larger bank branches remains the most practical strategy. While some third-party ATM networks exist, such as Allpoint or MoneyPass, their locators typically focus on surcharge-free access rather than denomination availability.
Important Considerations for $100 Bill Withdrawals
Several factors can influence the success of withdrawing $100 bills from an ATM. All ATMs are subject to withdrawal limits, which vary by bank and account type. These daily maximums, typically ranging from a few hundred dollars to over a thousand, can restrict the total amount of cash that can be dispensed in a single day. Certain premium accounts or direct requests to a bank may allow for higher limits.
The availability of $100 bills in an ATM is not always guaranteed, even at machines that typically dispense them. ATMs are stocked based on demand and replenishment schedules, and they can run out of specific denominations. If an ATM is low on $100 bills, it may dispense the requested amount using other available denominations, such as $20s, even if a larger bill was desired.
Most ATMs do not allow users to select specific denominations for their withdrawal. Instead, the machine dispenses a mix of bills based on the total withdrawal amount and the denominations it has in stock. Generally, withdrawing a larger total amount increases the probability of receiving $100 bills, as the machine will use larger denominations to fulfill the request with fewer bills. Finally, using an ATM outside of one’s bank network can incur fees. On average, the combined cost for an out-of-network withdrawal, including a surcharge from the ATM owner and a fee from one’s own bank, can be around $4.77.