What Apps Accept Afterpay? A Look at Popular Options

Afterpay provides consumers with a “buy now, pay later” service, allowing purchases to be paid over time. This payment solution typically divides the total cost into four interest-free installments, usually spread over a six-week period. Its appeal stems from the ability to acquire items immediately while managing the financial commitment through a structured payment plan. The service has gained traction, offering a convenient alternative to traditional payment methods.

Afterpay Acceptance Across Key App Categories

Afterpay is widely accepted across numerous mobile applications. Many popular fashion and apparel apps, such as ASOS, Forever 21, Urban Outfitters, H&M, and Boohoo, integrate Afterpay, enabling users to purchase clothing and accessories with deferred payments. Online fashion retailers like SHEIN and Lulus also offer Afterpay, alongside designer brands such as Tory Burch, expanding accessibility for various styles and price points.

The beauty and wellness industry also utilizes Afterpay within its mobile applications. Consumers can find Afterpay in apps for major beauty retailers like Sephora and Ulta Beauty, and for specific cosmetic brands such as MAC Cosmetics, Clinique, e.l.f., and Fresh Beauty Co. Home goods and decor apps also support Afterpay, with options available from retailers like Wayfair, Bed Bath & Beyond, and Coleman.

In the electronics and technology sector, apps for stores like Best Buy and Apple accept Afterpay, facilitating the purchase of gadgets and devices through installment plans. For travel and experiences, apps from providers such as Expedia, Agoda, Alternative Airlines, and Luxury Escapes allow users to book trips and accommodations using Afterpay. Specialty retailers in jewelry and accessories, like Pandora, Kate Spade, Michael Kors, and Zales, also integrate Afterpay into their apps.

Completing Purchases with Afterpay in Mobile Apps

When a user is ready to finalize a purchase using Afterpay within a mobile application, the process begins at the checkout stage. After selecting the desired items and proceeding to the payment section, Afterpay will appear as an available payment method alongside credit cards or other digital wallets. The user then selects Afterpay to initiate the installment plan.

Upon choosing Afterpay, first-time users will be prompted to quickly create an account. Returning customers simply log in to their existing Afterpay account. The application then displays a clear breakdown of the payment schedule, showing the four interest-free installments and their respective due dates. The first payment is due at the time of purchase, with subsequent payments automatically deducted every two weeks from the linked debit or credit card.

After reviewing the payment schedule, the user confirms the purchase. The merchant receives the full payment upfront, allowing the purchased items to be shipped immediately, much like a traditional full payment. This differs from layaway, where items are held until fully paid. Users also have the option to make early payments through the Afterpay app.

Finding More Apps That Accept Afterpay

To discover additional mobile applications that accept Afterpay, users can utilize the official Afterpay mobile application. It features a dedicated store directory or merchant search function. This built-in tool allows users to browse or search for participating online and in-store retailers across various categories.

Another effective approach is to look for the Afterpay logo or badge on merchant websites or directly within shopping apps. Many retailers prominently display this visual indicator on product pages, in their website footers, or during the checkout process to signal their acceptance of the service. Users can also leverage general app stores, such as the Apple App Store or Google Play Store, by searching with keywords like “Afterpay” or “buy now pay later” to find apps that integrate this payment option.

Beyond direct searches, Afterpay’s own marketing channels can be valuable resources for identifying new partnerships. The company frequently highlights new retailers and app integrations through its social media platforms, email newsletters, and promotional campaigns. Merchants are also encouraged to clearly display the Afterpay payment option within their apps and on their websites, making it easier for consumers to identify where the service is available.