What Airlines Use Uplift to Book Your Flights?

Uplift offers a “Buy Now, Pay Later” (BNPL) solution designed specifically for travel, allowing consumers to finance flights and other travel components over time. This approach aims to make travel more accessible by breaking down the total cost into smaller, manageable installments.

Understanding Uplift

Uplift serves as a financial service platform, enabling individuals to pay for travel over time rather than in a single upfront sum. It operates on a “Buy Now, Pay Later” model, which means the total cost of a flight or vacation package is divided into fixed monthly payments.

Uplift calculates interest using a simple interest method, which differs from compound interest commonly found with credit cards. This transparency helps consumers understand the exact cost of their financing upfront, aiding in budget management for their travel plans.

Airlines Partnering with Uplift

Many major airlines partner with Uplift to offer flexible payment options to their customers. These partnerships allow travelers to finance their flights directly through the airline’s website during the booking process. Airlines utilizing Uplift include Air Canada, Alaska Airlines, Allegiant Airlines, Frontier Airlines, Hawaiian Airlines, Lufthansa, Southwest Airlines, Spirit Airlines, and United Airlines.

Airline partnerships with financial service providers can evolve over time, so consumers should verify Uplift’s availability by checking the official Uplift website or looking for the payment option directly on the airline’s payment page. Uplift’s services also extend to other travel providers, including cruise lines, hotels, and tour operators.

How to Book Flights with Uplift

Booking a flight using Uplift begins on the partner airline’s website, where the travel search and selection process remains the same. After choosing desired flights and entering traveler details, the option to select Uplift as a payment method appears on the checkout screen. This integration allows for a seamless transition into the financing application.

Upon selecting Uplift, users provide basic personal information, including their full name, mobile number, date of birth, and for U.S. citizens, their Social Security number. An instant decision regarding eligibility and available payment plans is provided. Travelers can review proposed monthly payment options and select the plan that best fits their budget before completing the purchase.

Key Considerations for Uplift Payment Plans

When considering an Uplift payment plan, several financial aspects and requirements are important. Eligibility typically requires an applicant to be at least 18 years old, a U.S. resident with a valid Social Security number, and possess a valid MasterCard, Visa, or Discover credit or debit card for the initial payment. The applicant must also be traveling on the itinerary and booking details need to match their credit report information for approval.

Interest rates (APRs) for Uplift loans can vary significantly, ranging from 0% to 36%, depending on the applicant’s credit history, purchase details, and the chosen repayment term. Many plans will include interest, though some may offer 0% APR. Payments are structured as fixed monthly installments, with repayment terms commonly available for periods like 3, 6, or 11 months, though terms can extend up to 24 months.

Uplift states that it does not charge late fees or prepayment penalties, allowing consumers to pay off their loan early without additional cost. The application process involves a soft credit check, which does not negatively impact the applicant’s credit score. Approved payment plans and the consumer’s payment behavior may be reported to credit bureaus, meaning on-time payments can positively influence a credit score, while late payments could have a negative effect.