What Airlines Accept Klarna for Flights?

Klarna, a “buy now, pay later” service, offers flexible payment options for various purchases, including travel. This financial tool helps consumers manage significant expenses like airline tickets. It can make booking desired trips more accessible by spreading costs over time.

Airlines That Accept Klarna

Many major airlines and online travel agencies (OTAs) accept Klarna directly or facilitate its use for flight bookings. Airlines that may offer Klarna as a direct payment option include American Airlines, Delta Air Lines, United Airlines, Southwest Airlines, JetBlue, Lufthansa, British Airways, Ryanair, easyJet, and Spirit Airlines. Always confirm Klarna’s availability on the airline’s official website, as direct payment options can vary.

Klarna can also be used indirectly for flights through various online travel agencies. Platforms like Expedia, Fly Fairly, Alternative Airlines, and Last Minute Travel often integrate Klarna into their payment gateways, providing access to over 600 airlines. For sites that do not directly support Klarna, the “one-time card” feature offers a flexible alternative. This virtual card functions like a regular Visa credit card, enabling purchases at any online merchant that accepts Visa.

How to Use Klarna for Flights

Using Klarna for airline tickets is a straightforward process, whether directly or through its one-time card. When an airline or online travel agency offers Klarna directly, select your desired flights and proceed to the checkout page. Klarna will appear as a payment option. After selecting Klarna, log into your account or create one, then choose a suitable payment plan.

For sites that do not directly accept Klarna, generate a one-time virtual card through the Klarna app. Specify the total amount, including any taxes or fees, and select your preferred payment plan. Klarna then generates unique card details (card number, expiration date, security code), which you enter into the credit card fields on the merchant’s checkout page. The first payment is typically due at the time of booking, and subsequent payments are managed automatically through the Klarna app.

Understanding Klarna’s Payment Options for Travel

Klarna offers several payment options for flight purchases, each with distinct terms. The “Pay in 4” option splits the cost into four interest-free payments, typically collected every two weeks. The initial payment is due at purchase, and subsequent installments are automatically charged to a linked debit or credit card. This option is generally interest-free if payments are made on time.

The “Pay in 30” option allows you to defer the full payment for up to 30 days after the purchase date. This can be useful for securing a flight while allowing time to arrange funds. For larger purchases, Klarna also offers “Monthly Financing,” which spreads payments over 6 to 24 months. Monthly financing plans may involve interest, with Annual Percentage Rates (APRs) varying from zero to approximately 35 percent, depending on creditworthiness. Klarna performs a soft credit check for these options, which typically does not impact your credit score.