Is There an Extension for Taxes This Year? How to Request One
Learn how to request a tax filing extension, who qualifies, and the steps to ensure your request is approved on time.
Learn how to request a tax filing extension, who qualifies, and the steps to ensure your request is approved on time.
Tax season can be a stressful time for many individuals and businesses, with the pressure to gather documents and file accurately by the deadline. Filing extensions provide taxpayers additional time to prepare their returns without facing penalties.
The Internal Revenue Service (IRS) offers taxpayers the option to extend their filing deadline, which can be helpful in unexpected situations or complex tax scenarios. For the 2025 tax year, individuals and businesses can request an extension to file their returns by October 15, 2025, instead of the standard April 15 deadline. However, taxes owed must still be paid by the original due date to avoid interest and penalties.
To obtain an extension, taxpayers must submit Form 4868 for individual returns or Form 7004 for business returns. These forms can be filed electronically or on paper. The IRS’s e-file system is a popular choice due to its speed and immediate confirmation of receipt.
Many states also offer filing extensions, though rules and deadlines vary. Some states automatically grant an extension if a federal extension is approved, while others require a separate application. Taxpayers should verify state-specific requirements to remain compliant.
The IRS does not impose strict eligibility criteria for filing extensions. Both individuals and businesses can apply. However, while an extension provides extra time to file, it does not extend the deadline to pay any taxes owed.
Extensions are especially beneficial for taxpayers facing unforeseen circumstances, such as medical emergencies or natural disasters. Victims of federally declared disasters may automatically qualify for extended deadlines. U.S. citizens and resident aliens living abroad are eligible for an automatic two-month extension due to the complexities of international tax compliance.
Businesses undergoing significant changes or with intricate financial structures, such as partnerships and S corporations, can also benefit from extensions to ensure accurate tax reporting.
Submitting an extension request involves choosing the method that best suits your needs.
The IRS’s e-file system is a widely used platform for submitting extension requests. Taxpayers can file Form 4868 for individual returns or Form 7004 for business returns through this system. E-filing is fast and efficient, offering immediate confirmation of receipt. The system is accessible through various tax software providers, some of which offer free filing options for eligible users. The IRS also ensures e-file transactions are secure and encrypted.
For those who prefer traditional methods, paper filings are an option. Individuals must complete Form 4868, while businesses use Form 7004. These forms can be downloaded from the IRS website or obtained from local IRS offices. Completed forms should be mailed to the appropriate IRS address. Sending paper filings via certified mail with a return receipt is recommended to ensure proof of timely submission.
Working with an authorized tax preparer is another option. Certified Public Accountants (CPAs), Enrolled Agents (EAs), and other professionals familiar with IRS procedures can handle the extension process efficiently. Ensure the preparer has valid credentials and a Preparer Tax Identification Number (PTIN) as required by the IRS.
Extension requests must be submitted by the original tax filing deadline, typically April 15. Missing this deadline can result in the denial of the extension and possible penalties for late filing.
For e-filers, submitting requests ahead of the deadline is wise to avoid last-minute technical issues. Paper filers should mail forms several days in advance to account for potential postal delays.
After submitting an extension request, confirming its approval is essential. Taxpayers who file electronically typically receive an immediate confirmation of receipt, including a unique acknowledgment number. This confirmation should be kept for records. Additionally, taxpayers can verify approval through their IRS Online Account, which provides an overview of their tax status.
For paper filers, the verification process may take longer. The IRS does not send automatic confirmations for paper submissions, so allow several weeks for processing. If no acknowledgment is received, contacting the IRS directly may be necessary. Retaining copies of the submitted form and proof of mailing is critical for resolving any potential issues.