If the 3rd Falls on a Saturday, When Do I Get My SSDI?
Discover how Social Security Disability Insurance payments are scheduled and adjusted for consistent, timely benefit delivery.
Social Security Disability Insurance (SSDI) is a federal insurance program managed by the Social Security Administration (SSA). It provides monthly financial assistance to individuals with a medically determined disability that prevents them from working. SSDI benefits are financed through payroll taxes paid by workers and their employers, aiming to replace lost income for those who can no longer maintain employment due to a severe and long-lasting impairment.
Understanding SSDI Payment Dates
The Social Security Administration (SSA) has a structured payment schedule for SSDI benefits. For beneficiaries who started receiving payments after May 1997, the payment date depends on their birth date. Those born between the 1st and 10th of the month receive payment on the second Wednesday. Birthdays between the 11th and 20th result in payment on the third Wednesday, while those between the 21st and 31st receive it on the fourth Wednesday.
Individuals who began receiving SSDI benefits before May 1997 are an exception; their payments consistently arrive on the 3rd day of each month, regardless of their birth date.
Navigating Weekend and Holiday Payment Adjustments
When the 3rd of the month falls on a non-business day, such as a Saturday, Sunday, or a federal holiday, the payment schedule adjusts. The Social Security Administration issues the payment on the preceding business day. This ensures beneficiaries receive their funds promptly.
For example, if the 3rd falls on a Saturday, beneficiaries would receive their funds on Friday, the 2nd. If a federal holiday, like New Year’s Day, falls on the 3rd, the payment would be moved to the last business day before the holiday.
Verifying Your Payment Details
Beneficiaries can confirm their specific SSDI payment dates and track their payment status through several avenues. The “My Social Security” online account is a secure and convenient tool provided by the SSA. This account allows individuals to view their payment history, manage direct deposit information, and obtain a benefit verification letter.
If you do not have a “My Social Security” account, you can create one by visiting the Social Security Administration’s website and following the registration prompts. Payments are made through direct deposit into a bank account or onto a Direct Express Debit Mastercard. For any inquiries regarding payments, beneficiaries can contact the SSA directly by calling their national toll-free number at 1-800-772-1213, available Monday through Friday from 8:00 a.m. to 7:00 p.m. local time, or by visiting a local Social Security office.