I Don’t Have a Driver’s License. Can I Still E-File My Taxes?

Filing taxes electronically is the fastest and most convenient way to submit your return, but some taxpayers may wonder if a driver’s license is required. To combat fraud and identity theft, the IRS and state agencies use various methods to verify filers’ identities.

If you don’t have a driver’s license, that doesn’t mean you can’t e-file. Alternative forms of identification can be used to complete your tax filing without unnecessary delays.

Identification Requirements for E-Filing

The IRS verifies identity during e-filing to prevent fraud. One primary method is through a self-selected PIN or prior-year Adjusted Gross Income (AGI). The AGI from the previous tax year serves as a unique identifier, ensuring only the legitimate filer can submit the return. If incorrect, the e-file submission will be rejected.

Some states, such as New York and California, request additional verification, like a driver’s license or state ID number. While often optional, omitting them may lead to further identity verification steps.

Taxpayers using tax preparation software will typically be prompted to enter their prior-year AGI or a self-selected five-digit PIN. If neither is available, the IRS allows taxpayers to retrieve their AGI through an online account or by requesting a tax transcript.

Alternative Identification Documents

For those without a driver’s license, other forms of identification can fulfill e-filing requirements. A state-issued ID card serves the same purpose and is accepted by states requesting additional verification. These cards are available through the Department of Motor Vehicles (DMV).

A U.S. passport is another option. While the IRS does not require a passport number for e-filing, some states may accept it as a substitute for a driver’s license. The passport includes identifying details such as full name, date of birth, and a unique document number, making it a reliable alternative.

Non-citizens or individuals without a Social Security number can use an Individual Taxpayer Identification Number (ITIN). Issued by the IRS, an ITIN allows individuals to file tax returns even if they are not eligible for an SSN. To obtain one, taxpayers must complete Form W-7 and provide supporting documentation, such as a foreign passport or national identification card. Once issued, the ITIN remains valid for tax filing purposes as long as it is not expired.

Filing Options if E-Filing Is Unavailable

If e-filing isn’t an option, submitting a paper return remains a viable alternative. While less convenient, mailing a tax return ensures compliance with IRS deadlines and avoids late penalties. To prevent processing delays, taxpayers should use the most current tax forms from the IRS website, complete all required fields accurately, and attach necessary schedules or supporting documentation.

The IRS has different processing centers depending on the state of residence and whether a payment is included. The correct mailing address can be found in the instructions for Form 1040. Using certified mail with a return receipt or a private delivery service recognized by the IRS, such as FedEx or UPS, provides proof of mailing.

For those needing more time, filing Form 4868 grants an automatic six-month extension, moving the deadline from April 15 to October 15. However, this only extends the time to file, not to pay any taxes owed. Interest and penalties accrue on unpaid balances after the original due date, so making an estimated payment when requesting an extension can help minimize additional costs.