How to Write Out a Check Amount in Words and Numbers

Writing a check is a common method for various financial transactions, from paying bills to personal reimbursements. Accurately filling out a check is important for smooth processing and preventing potential issues. The clear entry of the amount, both numerically and in words, is a fundamental step, helping to avoid errors or fraud.

Writing the Numerical Amount

The numerical amount on a check is entered in a designated box next to a dollar sign ($). Begin writing the numbers as close to the dollar sign as possible. This positioning helps prevent unauthorized individuals from adding digits before your intended amount, which could significantly alter the check’s value. For example, if you write “$15.00,” ensure the “1” is directly beside the dollar sign.

Always include both dollars and cents, even for whole dollar amounts. For instance, write “$50.00” instead of just “$50.” A decimal point separates the dollar and cent amounts, such as “$125.75.” Legibility is important when writing the numerical amount, as illegible figures can lead to processing errors or rejection by the bank.

Writing the Word Amount

The word amount provides a legal confirmation of the payment and is located on a designated line below the payee’s name. This line often ends with the word “Dollars” or a similar indicator. When writing the amount in words, use the format: “Dollars and Cents/100.” For example, a check for $235.75 would be written as “Two Hundred Thirty-Five and 75/100.”

For whole dollar amounts, include the cents as “00/100” to maintain clarity and prevent alterations, such as “One Hundred Fifty and 00/100.” If the amount is only cents, such as $0.50, you can write “Zero and 50/100” or “Fifty Cents Only.” Begin writing the word amount as far to the left of the line as possible. After completing the word amount, draw a line from the end of your writing to the “Dollars” word or the end of the line, which fills any empty space and makes it difficult to alter the amount. Clear, legible handwriting and correctly spelling number words are necessary for accurate processing.

Avoiding Common Mistakes with Amounts

Careful attention to detail can prevent common errors when writing check amounts. One frequent mistake occurs when the numerical and word amounts do not match. If there is a discrepancy, banks rely on the amount written in words as the legal tender. Double-check that both entries are identical before the check is submitted.

Leaving blank spaces before or after the written amount or in the numerical box can invite alterations. Always fill these spaces completely, either by starting numbers close to the dollar sign or by drawing a line after the written amount. If a mistake is made on the check, void it and start over with a new one. Using permanent ink, preferably blue or black, protects the check from alterations and ensures legibility.