How to Write Fifteen Hundred on a Check

Writing a check requires precision and attention to detail to ensure financial transactions are processed securely and efficiently. Checks remain a common method for payments, making it important to understand the proper way to complete them. Accurately filling out each section of a check helps prevent errors, delays, and potential fraud.

The Numerical Value Field

The numerical value field, located in a small box to the right of the “Pay to the Order of” line, is where the check’s amount is written using digits. For fifteen hundred dollars, this would be entered as “1,500.00”. Include cents, even if the amount is a whole dollar figure, so “00” always follows the decimal point to prevent alteration. Filling this space completely, perhaps by drawing a line to the end of the box, can deter unauthorized additions to the amount.

The Written Amount Field

Below the payee line, the check amount must be written out in words. Both “Fifteen Hundred and 00/100 Dollars” and “One Thousand Five Hundred and 00/100 Dollars” are acceptable ways to express $1,500.00. Opting for “One Thousand Five Hundred and 00/100 Dollars” offers greater clarity and formality, especially for larger sums, reducing misinterpretation. Write this amount legibly, starting as far left on the line as possible. Draw a line to the “Dollars” or “00/100” pre-printed on the check to fill any empty space. This practice helps prevent anyone from adding extra words or figures to the amount after the check has been written.

Handling Discrepancies

If a check contains a difference between the numerical and written amounts, the written amount in words is legally considered the correct amount. This rule helps prevent fraud and ensures that the clearer, more detailed written form takes precedence over the numerical entry, which is more easily altered. While banks are required to honor the written amount, such discrepancies can lead to delays in processing or result in the check being rejected. Double-checking both fields before issuing a check is important to avoid inconvenience for both the payer and the payee.

Ensuring Overall Check Validity

Beyond the monetary fields, several other elements contribute to a check’s validity and smooth processing. The date line, usually in the upper right corner, must be filled with the current date. The “Pay to the Order of” line requires the accurate and complete name of the person or entity receiving the payment. The check must bear the authorized signature of the account holder on the designated line, typically in the bottom right corner, as this provides the legal authorization for the funds transfer. While the memo line is optional, it serves as a helpful record-keeping tool for the purpose of the payment but does not affect the check’s legal validity.