How to Write a Check for Amounts in the Thousands

A check functions as a written order to a bank, instructing it to pay a specific amount of money from an account to a named recipient. This payment method is widely used for various transactions, from utility bills to significant purchases. Accurate completion ensures correct processing and avoids complications.

Essential Parts of a Check for Amount Entry

A check has several designated areas for recording the payment amount. The numerical amount box is where the amount is entered using digits. The written amount line provides space to spell out the payment amount in words, which serves as the legal amount. The “Pay to the Order of” line is for the recipient’s name, and the date line indicates when the check was issued. The signature line validates the check.

Entering the Numerical Amount

Precision in entering the numerical value is important. Begin by writing the first digit of the amount as close as possible to the dollar sign ($) in the numerical amount box. This placement helps deter any unauthorized alteration of the amount. For example, for an amount like one thousand, two hundred thirty-four dollars and fifty-six cents, you would write “$1,234.56.” A comma separates thousands from hundreds, and a decimal point separates dollars from cents.

Writing Out the Word Amount

The line designated for the word amount is important. Write out the dollar amount in words, such as “One Thousand Two Hundred Thirty-Four.” For the cents portion, use a fraction format, writing “and 56/100” after the dollar amount. After writing the full amount in words, draw a horizontal line from the end of your written amount to the pre-printed word “Dollars” or the end of the line. This line prevents any additional words or numbers from being added to the amount.

Finalizing Your Check

After accurately entering both the numerical and word amounts, complete the remaining sections of the check, including the current date on the designated line, typically located at the top right. Clearly print the full name of the person or entity receiving the payment on the “Pay to the Order of” line. Sign your name legibly on the signature line, which is usually at the bottom right. Before presenting the check, review all entries to confirm accuracy and legibility. The memo line, though optional, can be used to note the purpose of the payment for your records.