How to Write a Check for 85 Dollars

A check serves as a written order directing a bank to pay a specific sum of money from an account to the person or entity named on the check. This traditional payment method remains a widely accepted way to transfer funds for various transactions. Understanding the proper way to complete a check ensures your payments are processed accurately and securely.

Key Components of a Check

Every standard check contains several distinct areas designed for specific information. The date line indicates when the check was written. Below this, the “Pay to the order of” line designates the recipient of the funds. A small box next to this line is reserved for the numerical amount of the payment.

A longer line beneath the numerical box requires the payment amount to be written out in words. The bottom right corner features a signature line, where the account holder authorizes the payment. Finally, a “Memo” or “For” line allows for a brief description of the payment’s purpose.

How to Fill Out a Check for $85

Begin by writing the current date on the date line. Next, clearly print the full name of the recipient on the “Pay to the order of” line.

In the small box designated for the numerical amount, precisely write “$85.00”. It is common practice to write the dollar amount close to the dollar sign and to the left-hand border to prevent unauthorized additions or alterations.

Following this, move to the line where the amount is written out in words. Here, you will write “Eighty-five and 00/100 Dollars.” After writing the amount in words, immediately draw a line from the end of your written amount to the word “Dollars” or the end of the line. This technique prevents anyone from adding extra words or numbers to alter the payment amount.

The cents portion, “00/100,” is placed after the whole dollar amount to clearly indicate no fractional dollars are being paid. Always ensure the numerical amount matches the written amount to prevent your bank from rejecting the check due to discrepancies or requiring further verification.

Your signature on the signature line authorizes the bank to release the funds from your account. This signature should closely match the one on file with your bank to confirm its authenticity and prevent unauthorized use. On the “Memo” or “For” line, you can briefly note the reason for the payment, such as “Utility Bill” or “Rent.”

After Writing Your Check: Important Steps

After completing the check, it is important to record the transaction in your checkbook register or personal financial records. This record should include the check number, the date, the payee’s name, and the exact amount of $85.00. Maintaining an accurate register helps you track your spending and reconcile your bank statements.

Never pre-sign blank checks, as this could lead to unauthorized use if they are lost or stolen. Store unused checks in a secure location. If you make an error while writing a check, write “VOID” in large letters across the front of the check and then tear it up or shred it to prevent misuse.

Ensure you have sufficient funds in your account to cover the $85.00 payment before the recipient deposits the check. If the check bounces due to insufficient funds, you may incur fees from both your bank and the recipient’s bank. Having adequate funds prevents these charges.