How to Write a Check for $1200 Dollars

A check is a written instruction to a bank, authorizing payment from one account to another. Accurate completion is essential to ensure correct processing and prevent issues like bounced checks or fraud. Properly filling out each section also helps maintain clear financial records for both parties.

Essential Check Components

A standard check contains several distinct areas that must be completed accurately:
The date line, typically in the upper right corner, indicates when the check is written.
The “Pay to the order of” line is for the full name of the recipient, whether an individual or a business.
A small box with a dollar sign is for the numerical amount.
A longer line below the payee line is for the written amount.
The signature line, usually in the bottom right corner, is where the account holder authorizes payment.
An optional memo line provides space for a brief note about the check’s purpose, aiding personal record-keeping.

Writing the Amount for $1,200.00

When writing a check for $1,200.00, precision is crucial in both the numerical and written amount fields. In the small box next to the dollar sign, clearly write “1,200.00”. Include the decimal and two zeros for cents, even for a whole dollar amount, to prevent alteration. After entering “1,200.00”, ensure no empty space remains; filling the area completely or drawing a line to the end deters fraudulent additions.

On the line below the payee’s name, where the amount is written in words, state “One Thousand Two Hundred and 00/100”. After writing the full amount, draw a horizontal line from the end of “00/100” to the word “Dollars” or to the end of the line. This line acts as a security measure, preventing additions that could alter the payment. The numerical and written amounts must match exactly, as banks prioritize the written amount if a discrepancy occurs.

Completing and Verifying Your Check

After accurately filling in the amount, the check requires your signature for authorization. Sign your name clearly and consistently on the signature line in the bottom right corner. Your signature confirms approval for funds to be disbursed from your account. The memo line, located in the bottom left, is optional but useful for noting the payment’s purpose, such as “Rent – August” or an invoice number.

Before issuing the check, review all filled sections for accuracy and legibility. Double-check that the date is correct, the payee’s name is spelled properly, and both the numerical and written amounts are identical. This final verification step helps prevent errors that could lead to processing delays or financial complications. Using blue or black ink for all entries is also recommended to enhance security and clarity.