How to Use Your EBT Card With the Target App

Electronic Benefits Transfer (EBT) is a system that allows government benefits, such as Supplemental Nutrition Assistance Program (SNAP) benefits, to be issued and used electronically. These benefits are loaded onto a card, functioning much like a debit card, for recipients to purchase eligible food items. Target, a prominent retail chain with a widespread presence across the United States, accepts EBT cards, enabling many households to utilize their food assistance benefits for groceries and other eligible items available at their stores. This integration aims to provide convenient access to essential goods for millions of individuals and families.

EBT Card Integration with the Target App

Target has expanded its payment options, allowing customers to use their EBT cards for both in-store and online purchases through the Target app and Target.com. SNAP EBT cardholders can now add their EBT card details directly to their Target account within the app. The process involves navigating to the payment methods section in your account settings and selecting the option to add an EBT card. After entering the card number, the SNAP EBT balance becomes accessible for eligible items.

This online acceptance for EBT, including through the Target app for services like Order Pickup and Drive Up. While EBT cards function similarly to debit cards in stores, their online integration requires specific technological solutions, such as secure PIN entry mechanisms. The ability to add and use an EBT card within the Target app streamlines the shopping experience, providing flexibility for customers to manage their benefits digitally for convenient pickup or delivery orders.

Using Your EBT Card for In-Store Purchases

Using your EBT card at a Target store is a straightforward process, whether you are at a standard checkout lane or a self-checkout kiosk. At the register, you will present your EBT card to the cashier or swipe/insert it into the payment terminal. You will then be prompted to select whether you are using your SNAP EBT balance for food items or a cash EBT balance. After making your selection, you must enter your PIN on the keypad to authorize the transaction.

If your purchase includes both SNAP-eligible food items and non-eligible items, the system will automatically separate the charges. Your EBT food benefits will first be applied to the eligible groceries. For any remaining non-eligible items, you will be prompted to use an alternative payment method, such as a debit card, credit card, or cash, to complete the purchase. At self-checkout, the steps are similar; after scanning your items, select the EBT payment option, swipe your card, and enter your PIN.

Enhancing Your EBT Shopping with the Target App

Beyond payment capabilities, the Target app offers tools that enhance your EBT shopping experience. The app allows you to create and manage digital shopping lists, helping you organize your purchases efficiently. You can add items to your list and verify if they are SNAP-eligible directly within the app, preventing issues at checkout. This helps maximize benefits by focusing on approved items.

The app also provides access to Target’s weekly ads and digital coupons to identify sales and discounts on eligible food items. Browsing these promotions helps plan shopping trips to save money and stretch EBT benefits. The app’s store locator also helps find the nearest Target location and check store hours, making your trip more convenient. These planning and informational features contribute to a more organized and beneficial shopping experience.