How to Put Cash in the Bank at a Teller or ATM

Depositing cash into a bank account offers a secure way to manage personal finances. This process protects money from loss or theft, while enabling easier access for digital payments and financial monitoring. Understanding proper procedures for cash deposits ensures funds are accurately credited and readily available for use.

Preparing Your Cash Deposit

Before heading to a bank branch or an automated teller machine (ATM), organize your cash and gather necessary documentation. Count the cash precisely and arrange the bills neatly, ensuring they are flat and facing the same direction. This careful preparation assists in accurate counting by both tellers and ATMs.

For in-person deposits, a valid government-issued identification, such as a driver’s license or passport, is required. Banks request identification for security and verification. Alongside identification, knowing your bank account number is essential; this can be found on personal checks, bank statements, or your bank’s online banking portal or mobile application.

A deposit slip is required for cash deposits made with a teller. These slips, available at the bank, serve as a written record. Accurately fill out the slip by including the date, your full name, your account number, and the exact amount of cash being deposited. This documentation helps ensure that the funds are correctly allocated to your specific account.

Depositing at a Bank Teller

When depositing cash at a bank teller, approach the teller window during business hours with your cash, identification, and a completed deposit slip. Clearly state your intention to deposit cash into your account. This direct interaction allows for immediate assistance.

The teller will count the cash to verify the amount matches the deposit slip, processing the transaction. They may also confirm your identity. Once the deposit is complete, the teller will issue a transaction receipt. Review this receipt before leaving the counter to confirm the deposited amount and the account.

Using an ATM for Cash Deposits

Depositing cash at an ATM offers convenience, often allowing transactions outside of traditional banking hours. Locate an ATM associated with your bank that accepts cash deposits, which can be identified using your bank’s mobile app or website. Most ATMs require your debit card and Personal Identification Number (PIN) to access your account.

After logging in, navigate the ATM menu to select the “Deposit” option, followed by “Cash Deposit.” The machine will prompt you to insert your cash into a designated slot. Modern ATMs often allow you to insert a stack of bills directly, which the machine counts automatically. ATMs may have limits on the number of bills accepted per transaction.

Once the cash is inserted, the ATM’s screen displays the total counted. Review this amount to ensure it matches your deposit. If correct, confirm the transaction. Retrieve your debit card and receipt. ATM cash deposits are generally credited immediately, making funds available almost instantly.

Verifying Your Deposit

After completing a cash deposit, retain the transaction receipt as proof. This document, whether from a teller or an ATM, details the amount deposited, the date, and the account number. Keep it until the funds are reflected in your account, in case any discrepancies arise.

Monitor your bank account to ensure the deposited funds have been accurately credited. This can be done through your bank’s online banking platform or mobile application, or by contacting customer service. While cash deposits made with a teller are often available immediately, and ATM cash deposits are typically instant, confirm the updated balance.

Should you notice any discrepancies between your receipt and the updated account balance, contact your bank promptly. Providing your deposit receipt will assist the bank in resolving issues, ensuring your funds are correctly applied.