How to Properly Write a Check for $100.00
Master the precise steps to write a check accurately and securely, safeguarding your financial transactions from common errors and alterations.
Writing a check remains a relevant financial transaction for various situations, from paying rent to large purchases or gifts. Accuracy and clarity are important when filling out a check to ensure proper processing and to prevent potential fraud. Understanding each section of a check helps maintain financial security and ensures payments are handled correctly.
Entering the Numerical Value
The first step involves accurately entering the numerical amount in the designated box, typically located to the right of the payee line and often preceded by a dollar sign ($). Write “100.00” clearly within this space. Place the numbers as far to the left as possible to prevent unauthorized alterations, such as adding digits before the “100”. Always include the decimal point followed by two zeros, even for whole dollar amounts (e.g., “100.00”), to indicate no cents.
Writing Out the Amount
After the numerical entry, write out the dollar amount in words on the long line below the “Pay to the Order of” field. For $100.00, this should be “One Hundred and 00/100 Dollars” or “One Hundred and No/100 Dollars.” Begin writing the words as far to the left as possible. After writing the full amount, draw a line to fill any remaining space on the line, extending to the pre-printed word “Dollars.” This helps prevent alterations. The written amount is legally significant; if there is a discrepancy between the numerical and written amounts, the written amount is considered the legal amount.
Completing Final Check Information
Beyond the amount fields, several other sections must be completed for a check to be valid and processed. Write the current date on the date line, found in the upper right corner. Next, clearly write the full legal name of the person or organization receiving the payment, known as the payee, on the “Pay to the Order of” line. The check writer’s signature must be placed on the signature line, located in the bottom right corner, as this authorizes the payment. An optional memo line is available in the bottom left, where details like an account number or the purpose of the payment can be noted for personal record-keeping or payee reference.