How to Order Cheques Online or Directly From Your Bank

Checks remain a relevant financial tool. Paper checks are still necessary for various transactions, including paying rent, utilities, or certain service providers who may not accept digital methods. Understanding how to acquire new checks is an important part of managing your personal finances.

Information You Will Need

Gathering specific account and personal details is important before ordering checks. You will need your bank’s routing number, a nine-digit code identifying your bank, typically found on the bottom left of an existing check. Your bank account number, identifying your specific account, is usually located next to the routing number on your checks. This information ensures the checks are correctly linked to your bank account.

For reorders, you might also need the starting check number from your previous box to maintain sequential numbering. Additionally, your full name and current address are necessary. This personal information ensures correct personalization and identity verification. Some financial institutions may also require your bank’s name for verification purposes.

Common Ways to Order

There are several avenues available for ordering new checks, primarily through your bank or via third-party printing services. Ordering directly from your bank, whether online, by phone, or in person, offers convenience as they already possess your account information. Many banks allow you to place an order through their secure online banking portal, often pre-filling some details. This method offers security as you are dealing directly with your financial institution.

Alternatively, numerous reputable third-party check printing services offer a wider array of designs and potentially lower prices compared to banks. These services typically require you to input your bank’s routing and account numbers manually. Ensure any third-party provider is secure and reputable, looking for security features like HTTPS in their website address and industry certifications. Some banks may even offer free standard checks, making it worthwhile to compare costs before deciding.

Step-by-Step Ordering Guide

Once you have gathered all necessary information and chosen your preferred ordering method, the process typically involves a few clear steps. If ordering online through your bank, you will generally log into your online banking account and navigate to a section labeled “Order Checks” or “Account Services.” You can then select a check design, specify the quantity, and confirm your pre-filled personal and account details. Review all information for accuracy before submitting payment and confirming the order.

For phone orders, you will call your bank’s customer service line and inform the representative that you wish to order checks. Be prepared to provide your account number, routing number, and personal identification details for verification. The representative will guide you through design options, quantity selection, and confirm your shipping address and payment method. They will also provide an estimated delivery timeframe and total cost.

If you prefer to order checks in person, visit a local branch of your bank with a valid photo ID and your account information. A bank teller can assist you with the order, verifying your details and helping you select check designs. This method allows for direct assistance and immediate clarification. Regardless of the method, standard check orders typically arrive within 4 to 6 business days via mail. While costs vary, a box of checks from a bank might range from $0.38 to $0.65 per check, whereas third-party vendors could offer them for $0.05 to $0.24 per check.