How to Handle IP PIN Retrieval for Yourself or a Dependent
Learn how to efficiently retrieve and manage your IP PIN for yourself or a dependent, ensuring secure and smooth tax filing.
Identity Protection Personal Identification Numbers (IP PINs) are essential for protecting taxpayers against identity theft and unauthorized tax filings. These six-digit numbers, issued by the IRS, add an extra layer of security to your or a dependent’s tax return process.
Where to Obtain an IP PIN Online
The IRS offers the “Get an IP PIN” tool on their official website, allowing eligible taxpayers to securely obtain an IP PIN. To use this tool, taxpayers must create an IRS account by verifying their identity with specific information, such as their Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), filing status, and address from their last tax return. Once identity verification is completed, the system generates an IP PIN for the current tax year. The IP PIN updates annually, so taxpayers need to repeat this process each year. The tool is only available to those who can successfully verify their identity through the IRS’s secure system.
When to Use Offline Retrieval
Taxpayers unable to verify their identity online due to insufficient credit history or record discrepancies can retrieve their IP PIN offline. This requires submitting Form 15227 to the IRS, which includes detailed information like SSN and adjusted gross income (AGI) from the last tax return. The IRS manually verifies this information and may follow up with a phone call or written correspondence. In some cases, taxpayers must visit an IRS Taxpayer Assistance Center (TAC) for in-person verification. Appointments are required, and individuals must bring valid identification and relevant tax documents.
Documents Needed for Verification
Retrieving an IP PIN requires specific documents to confirm identity. A valid government-issued photo ID, such as a driver’s license or passport, and your SSN or ITIN are necessary. The most recent tax return is also required, as it contains details like AGI and filing status. Victims of identity theft may need to provide additional documentation, such as police reports or affidavits, to expedite the process.
Steps If You Cannot Access Your IP PIN
If you encounter issues accessing your IP PIN, verify that all personal information, such as your address and SSN, is accurate and up-to-date. Errors in this information can hinder the process. If problems persist, contact the IRS helpline for IP PIN inquiries. Representatives can provide guidance to resolve technical errors or misunderstandings.
Protecting Your Credentials
To protect your personal and financial information, use strong, unique passwords for online accounts, including your IRS account. Passwords should combine upper and lowercase letters, numbers, and special characters. Enable multi-factor authentication (MFA) for added security. Regularly monitor financial accounts and credit reports for unusual activity that could indicate identity theft. The IRS’s Identity Protection PIN Opt-In Program allows eligible taxpayers to voluntarily receive an IP PIN, reducing risks. By staying vigilant and proactive, taxpayers can keep their financial information secure during the tax filing process.