How to Get Your 1095-A Form Quickly and Without Hassle
Streamline your 1095-A form retrieval with these efficient methods for quick and hassle-free access.
Filing taxes can be a daunting task, especially when it involves additional forms like the 1095-A. This form is necessary for individuals who purchased health insurance through the Health Insurance Marketplace, as it provides essential information for accurately completing your tax return.
Accessing the Online Marketplace
To access your 1095-A form, log into your account on the Health Insurance Marketplace website. Ensure your login credentials are up to date to avoid access issues. Once logged in, go to the tax forms section to download the 1095-A. The digital format is convenient for storage and retrieval and includes key details about your health coverage, such as premium amounts and advance payments of the premium tax credit. This information is critical for completing IRS Form 8962 to reconcile the premium tax credit on your return.
Requesting Paper Copies
If you prefer a physical copy, contact the Health Insurance Marketplace directly via their customer service hotline. Have your account information ready to speed up the process and verify your identity with personal details like your name, date of birth, and Social Security number. Once requested, the Marketplace usually mails the form within a few weeks. Make this request early to avoid delays during tax season.
Checking with Health Insurers
For discrepancies or delays in receiving your 1095-A, reach out to your health insurer. Insurers keep detailed records of the coverage they provide, including the information required for the 1095-A. Contact their customer service department to confirm your policy details, such as coverage dates and premium payments. Insurers are required by the Centers for Medicare & Medicaid Services (CMS) to maintain accurate records and provide necessary documentation. Ask if any administrative issues might have caused delays.
Verifying Form Delivery
After taking steps to obtain your 1095-A, confirm its delivery. For paper copies, track the mailing timeline, as postal delays can occur. Contact the Marketplace or your insurer to confirm when the form was sent and its expected arrival. For digital access, regularly check your Marketplace account for availability, especially as the tax deadline nears. If problems arise, document your communication with the Marketplace or insurer for follow-up if necessary.