How to Get Your 1095-A Form Online if You Lost It

Filing taxes can be a daunting task, especially when important documents like the 1095-A form are misplaced. This form is necessary for individuals who purchased health insurance through the Health Insurance Marketplace, as it contains essential information for completing your tax return. Fortunately, there are straightforward steps to retrieve it online.

Confirming Eligibility for Online Access

Before retrieving your 1095-A form online, ensure you have an active account with the Health Insurance Marketplace. This account, created during your enrollment in a Marketplace health plan, allows you to manage insurance details and access documents digitally. Verify your login credentials, including your email address and password, and ensure your personal information, such as your Social Security Number and date of birth, is accurate in your account profile to avoid access issues. If you’ve forgotten your login details, use the recovery tools provided on the Marketplace website.

Accessing the Healthcare Marketplace Account

To access your 1095-A form, go to the official Health Insurance Marketplace website and log in using your credentials. Once logged in, navigate to the section labeled “Tax Forms” or “Documents & Correspondence.” Here, you’ll find a list of tax-related documents issued for the current and previous years. Select the appropriate tax year to locate your 1095-A form, which can be viewed, downloaded, and printed directly from your account.

Retrieving and Downloading the Document

In the tax documents section, select the specific year for which you need the form. The 1095-A form will usually display as a PDF. Before downloading, review the document to confirm the accuracy of details like monthly premiums, advance payments of the premium tax credit, and coverage dates. Click the download link to save the file to your computer. Consider backing up the file in a secure location, such as cloud storage, to avoid losing it again.

Contacting Support for Lost or Unavailable Forms

If you cannot locate your 1095-A form online, contact the Health Insurance Marketplace’s support services. Missing forms may result from technical issues or data entry errors. Start by reaching out to the Marketplace call center, where representatives can assist. If the issue is related to discrepancies in your coverage information, contact your insurer to verify and correct the details. For unresolved issues, you may need to submit formal correspondence to the Marketplace to document the problem, particularly if it impacts your tax filing.

Reviewing the Form Before Filing

After retrieving your 1095-A form, carefully review it to ensure the information is accurate before filing your taxes. This form outlines key details about your Marketplace health plan, such as premium amounts and any advance payments of the premium tax credit. Compare these figures with your records, such as bank statements or insurance bills, paying particular attention to the second lowest cost Silver plan (SLCSP) premium, which is used to calculate your premium tax credit. Any discrepancies should be addressed promptly with the Marketplace or your insurer to prevent errors in your tax return.