How to Get My IP PIN: Steps to Secure Your Identity Protection PIN

Protecting your personal information in today’s digital age is essential, especially regarding financial details. An Identity Protection Personal Identification Number (IP PIN) acts as an extra safeguard against identity theft and tax fraud. This six-digit number ensures that only you can file a federal tax return using your Social Security number.

Eligibility Criteria

The IRS initially offered the IP PIN to taxpayers who had experienced identity theft and resolved their cases, preventing further unauthorized use of their Social Security numbers. Residents of states like Florida, Georgia, and the District of Columbia, where tax-related identity theft is common, were also eligible. Recently, the program expanded to allow any taxpayer to apply for an IP PIN, regardless of location or prior identity theft issues, enhancing security and reducing fraudulent tax filings. To participate, taxpayers must complete the IRS’s identity verification process by providing personal information and answering security questions.

Steps to Acquire an IP PIN

The IRS provides multiple ways to obtain an IP PIN, each with specific requirements.

Online Application

The most efficient method is the IRS’s “Get an IP PIN” tool, which requires creating an account and completing identity verification. Applicants must provide their Social Security number, filing status, and address from their last tax return, along with financial account details like a credit card or loan account for verification. Once verified, the system generates the IP PIN immediately. This option is available only during the tax filing season, typically from mid-January to mid-November.

Postal Requests

For those unable to use the online method, the IRS allows requests via postal mail. Taxpayers must complete Form 15227, Application for an Identity Protection Personal Identification Number, which requires basic personal information and a signature. The IRS conducts a manual verification process that may involve additional documentation. Once verified, the IP PIN is mailed to the taxpayer’s address on record. This process can take several weeks, so it’s advisable to apply early.

Verification Requirements

Verification ensures the IP PIN is issued only to the rightful taxpayer. Online applications involve matching personal details with IRS records and confirming identity through financial account numbers. Postal requests may require additional documentation, such as copies of identification. Taxpayers should ensure their information is accurate and current with the IRS to avoid delays.

Annual Renewal

The IRS issues a new IP PIN each year, communicated through a CP01A Notice. This updated IP PIN is required for filing federal tax returns and is typically sent in early January before tax season. Taxpayers should ensure their contact information with the IRS is up-to-date to receive the new IP PIN on time.

Handling a Lost IP PIN

If you lose your IP PIN, refer to your CP01A Notice, which contains the original number. If unavailable, use the IRS’s “Get an IP PIN” online tool to retrieve it after verifying your identity. If online retrieval is not an option, contact the IRS for assistance in obtaining a replacement.