How to Get My Account Number for Bank and Credit Cards

An account number is a unique identifier for a financial account, essential for routing funds and transactions. Knowing how to locate these numbers is important for managing personal finances effectively. Account numbers are used for direct deposits, automatic bill payments, and identity verification with financial service providers.

Finding Bank Account Numbers

You can find your bank account number for checking or savings accounts through several methods. If you use physical checks, the account number is typically printed on the bottom, usually as the second set of numbers from the left, following the bank’s routing number. The routing number, a nine-digit code, identifies your financial institution, while your account number directs funds to your individual account.

Bank statements, both paper and electronic, also display your account number. On paper statements, it is usually near the top, often alongside your name and address. For electronic statements, access the statements section through your bank’s website to view or download past statements.

Your bank’s online banking portal offers a convenient way to find your account number. After logging in, you can typically find account details by selecting your checking or savings account from the dashboard. Look for “Account Summary,” “Account Details,” or “View Account Information.” Your full account number will be displayed, often with some digits masked for security until you choose to reveal them.

Mobile banking applications also provide access to your account information. Within the app, select the desired account and look for account details or settings. The full account number might be partially obscured, requiring a tap or verification step to reveal all digits.

If digital or physical documents are not readily available, contacting your bank’s customer service is another option. You can call the customer service line, usually listed on the bank’s website or the back of your debit card, or visit a local branch. Financial institutions will require identity verification, such as confirming your full name, date of birth, and possibly the last few digits of your Social Security number, to protect your financial information. This verification process is a standard security protocol to prevent unauthorized access to your account details.

Finding Credit Card Numbers

You can find your credit card account number on the physical card. The full 16-digit number is usually embossed or printed on the front, though some newer designs place it on the back. This number is distinct from the three or four-digit Card Verification Value (CVV or CVC) and the expiration date, also found on the card. The account number identifies your specific credit line with the issuer.

Your credit card issuer’s online account portal also provides your credit card number. After logging into your account, navigate to the account summary or details section for your card. While the full 16-digit number may be partially masked for security, there is often an option to reveal the entire number after additional security verification, such as entering a password or a one-time code.

Monthly credit card statements, whether by mail or electronic, also contain your account number. For security, the account number is almost always partially masked, showing only the last four digits. This partial masking helps protect your information if the statement falls into the wrong hands, while still allowing you to identify the specific account it pertains to.

If you cannot locate your credit card number through these methods, contact the credit card company’s customer service. The customer service number is typically found on the back of your credit card or on the issuer’s website. Be prepared to undergo identity verification, which may include providing personal details and answering security questions, to ensure only the authorized cardholder receives the full account number.

Finding Other Account Numbers

For brokerage and investment accounts, your account number is typically found on statements provided by your brokerage firm. These statements, whether by mail or online, detail your holdings and transactions, with the account number usually displayed at the top. Accessing your online account through the brokerage’s website also allows you to view account details, often under a portfolio summary or account information section.

Loan accounts, including mortgages, auto loans, and personal loans, have account numbers on your periodic loan statements. These statements, sent by your lender, detail your payment history and outstanding balance, showing the unique loan account number. You can also find this information by logging into the online loan servicing portal provided by your lender, where your account details are accessible under a summary or account management section. Contacting the lender directly is another option if you cannot find the number through statements or online portals.

Retirement accounts, such as 401(k)s and IRAs, have account numbers provided by your plan administrator or custodian. These numbers are typically printed on quarterly or annual statements, which outline your account balance and investment performance. Accessing your online account portal through the administrator’s website also allows you to view your retirement account number, usually within a section for account details or profile information.