How to Get ID.me for IRS Account Access and Tax Services

ID.me is an identity verification service the IRS uses to secure access to online tax services, preventing fraud and unauthorized access to taxpayer information. If you need to log in to your IRS account or use tax-related tools, identity verification through ID.me may be required.

Setting up an ID.me account involves registering online, submitting identification documents, and completing verification. Once approved, you can securely access IRS services.

Eligibility for Creating an Account

To create an ID.me account for IRS access, you need a valid Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN). A U.S.-based phone number capable of receiving text messages or calls is necessary for multi-factor authentication (MFA), which enhances security.

A government-issued photo ID is required, such as a state-issued driver’s license, passport, or passport card. The ID must be current and undamaged. If your name has changed due to marriage or another legal reason, supporting documentation like a marriage certificate or court order may be needed.

A stable internet connection and a device with a camera are also required, as the process may involve taking a live selfie for identity verification. If facial recognition fails, you may need to verify your identity via a video call with an ID.me representative.

Steps to Enroll

Creating an ID.me account for IRS access involves online registration, submitting required documents, and completing verification.

Online Registration

To begin, visit the IRS website and select the option to sign in with ID.me. If you don’t have an account, you’ll be prompted to create one by entering an email address and setting a password. ID.me will send a confirmation email, which you must verify by clicking the link.

Next, enable multi-factor authentication (MFA) by choosing to receive a one-time code via text, phone call, or an authentication app. MFA adds an extra layer of security. After setting it up, you can proceed to identity verification.

Submitting Documents

To verify your identity, upload a government-issued photo ID. The system will guide you in taking clear photos of both sides of your ID. If using a passport, only the main page with your photo and details is needed. The images must be well-lit and free of glare.

In some cases, a secondary document, such as a utility bill or bank statement, may be required to confirm your address. If discrepancies arise, ID.me may also request your Social Security card or a tax document like a W-2 or 1099.

Completing Verification

After submitting documents, ID.me attempts to verify your identity automatically, usually within minutes. If verification fails, you may need to complete a live video call with an ID.me representative, showing your identification and answering security questions.

If facial recognition is required, you’ll take a live selfie, which will be compared to your ID photo. Once verification is successful, your ID.me account will be linked to your IRS profile, allowing secure access to tax services.

Accessing Tax Services After Enrollment

Once verified, you can access IRS tools such as tax transcripts, which provide records of past tax filings, including adjusted gross income (AGI), payment history, and any penalties or interest. Taxpayers often need their AGI for electronic filing.

You can also check outstanding balances and make payments through the IRS website. The system provides real-time updates on owed amounts, including accrued interest and late payment penalties under Internal Revenue Code (IRC) Section 6651. If you need a payment plan, ID.me access allows you to apply for an Installment Agreement online. Short-term plans (up to 180 days) typically have no setup fees, while long-term agreements may carry fees ranging from $31 to $130, depending on the payment method.

For identity theft protection, the IRS offers an Identity Protection PIN (IP PIN) program. Once logged in, eligible taxpayers can retrieve or request a new six-digit IP PIN, which must be included on future tax returns to prevent fraudulent filings.

Business owners can also use ID.me verification to access services like obtaining an Employer Identification Number (EIN) or managing tax-exempt organization filings. They can check payroll tax deposit status and confirm compliance with Federal Tax Deposit (FTD) requirements under IRC Section 6302. Late payroll tax deposits may result in Failure to Deposit (FTD) penalties, which range from 2% to 15% of the unpaid amount, depending on the delay.