How to Get Free Checks From Your Bank or Online

Checks serve as a payment method for various financial transactions. While many people assume that obtaining checks always involves a cost, this is not always the case. Several avenues exist where individuals can acquire checks without incurring fees.

Common Avenues for Free Checks

Financial institutions often offer free checks to their account holders. Many banks and credit unions provide free checks as an incentive for new customers opening a checking account. This is often part of a promotional package designed to attract new deposits and establish a banking relationship. For instance, some institutions might offer a complimentary first box of checks when a new account is opened.

Beyond initial incentives, certain types of accounts include free checks as a standard feature. Premium or tiered checking accounts, for example, often waive check ordering fees for customers who maintain higher average daily balances or meet specific direct deposit requirements. Specialized accounts tailored for specific demographics, such as student or senior accounts, frequently come with free checks.

While financial institutions are a primary source, some online check printing companies also offer free checks. Some offer introductory deals or promotional codes that can result in a free initial order for new customers. It is advisable to search for specific “free check” offers or coupon codes from reputable online providers. When considering online options, verifying the vendor’s credibility and ensuring the security features of the checks, such as the padlock icon, are included is important.

Ordering Your Free Checks

Once a source for free checks has been identified and eligibility confirmed, the next step involves gathering the necessary information to place the order. These typically include the bank account number, the bank routing number, and personal details such as your name and address that will be printed on the checks. Additionally, if reordering checks, the starting check number from your last box is often needed to ensure sequential numbering.

This essential banking information can be found in several convenient locations. The bank routing number and your account number are typically located at the bottom of an existing check. Alternatively, this information is readily available on your bank statements, within your online banking portal, or through your mobile banking application. If you are unsure, contacting your bank’s customer service or visiting a local branch can also provide the necessary details.

Ordering checks can typically be done through multiple convenient channels provided by your financial institution. Many banks and credit unions allow customers to order checks directly through their online banking platform or mobile app by navigating to a “customer service” or “order checks” section. For those who prefer direct assistance, checks can also be ordered in person at a branch or by calling the bank’s customer service line. When ordering through an online check vendor, the process usually involves selecting a design, entering the required banking and personal information, and applying any promotional codes to secure the free order before finalizing the purchase.