How to Get Checks Directly From Your Bank

Checks remain a relevant financial tool for many individuals. While digital payments are common, physical checks are still necessary for specific transactions, such as rent payments or when a paper trail is required.

Information Needed to Order Checks

Before ordering checks, gather specific account information. Your bank account number is fundamental for the order. Your bank’s routing number, a nine-digit code, identifies your financial institution and ensures checks are linked to the correct bank for processing.

The exact name or names as they appear on your bank account must also be provided. The mailing address where the checks will be sent is required for delivery. For a new order, you might also be asked for a starting check number.

Ordering New Checks

Ordering new checks for a specific account, whether it’s your first time or you desire a new design, typically involves several accessible methods. Many financial institutions offer the convenience of ordering through their online banking portals. This process usually involves navigating to a dedicated section for check orders, selecting a design, and then entering the necessary account details. You can often customize checks with personal information, such as your phone number, and choose from various security features.

Alternatively, you can visit a local bank branch and speak with a teller or customer service representative who can guide you through the process in person. A third option is to order over the phone by contacting your bank’s customer service line. New check orders generally incur a cost, which can range from approximately $15 to $50 per box. Delivery typically takes between 7 and 14 business days.

Reordering Existing Checks

When you need to replenish your supply of checks with the same design for an existing account, the reordering process is often more streamlined. Many checkbooks include a dedicated reorder slip with pre-printed information, including a unique reorder number or the starting check number from the previous order. Using this slip, you can often reorder directly through the check printer’s website or by mailing the slip.

Most banks facilitate reorders through their online banking platforms. When reordering online, the system typically pre-fills most of your account information, requiring only confirmation and selection of the quantity. Phone reorders are also possible by contacting your bank’s customer service. The cost and delivery times for reorders are generally similar to those for new orders.

Obtaining Temporary Checks

For immediate payment needs, temporary checks offer a quick solution. These checks are almost exclusively obtained by visiting your bank branch in person. At the branch, you can approach a teller or customer service desk, provide identification, and request a limited number of temporary checks.

These checks are typically basic, non-personalized, and often printed directly by the bank with your account and routing information. While they serve the purpose of immediate payment, some payees might hesitate to accept them due to their temporary nature or lack of advanced security features. Banks usually provide a small quantity, and a nominal fee might apply for this service.