How to Get a Copy of Your Previous Tax Return

Accessing past tax returns is often necessary for various purposes, such as applying for loans, completing financial aid applications, or maintaining personal financial records. Understanding how to retrieve these documents efficiently can streamline important processes.

Obtaining Transcripts from the IRS

The Internal Revenue Service (IRS) provides tax transcripts, which serve as a summary of key information from a tax return rather than a copy of the return itself. These transcripts display most line items, including adjusted gross income (AGI), filing status, and payment details. Transcripts are typically available for the current tax year and the three preceding tax years for tax return transcripts, and up to ten prior years for tax account transcripts if requested online or via Form 4506-T.

Individuals can obtain these transcripts online through the IRS “Get Transcript Online” tool for immediate access. This method requires identity verification, including a valid email address, a text-enabled mobile phone, and financial account numbers. For mail requests, use the “Get Transcript by Mail” option or Form 4506-T. Mail requests generally arrive within 5 to 10 calendar days at the address on file with the IRS.

Requesting a Copy of Your Tax Return from the IRS

For an exact copy of a previously filed tax return, individuals must use IRS Form 4506, “Request for Copy of Tax Return”. This form allows taxpayers to request complete copies, including attachments. This process differs from requesting a transcript, which is a summary.

Completing Form 4506 requires personal information, including name, current address, address at filing, Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and the tax year requested. A $43 fee is charged for each tax year. After submission, copies can take up to 75 calendar days to receive.

Retrieving Your Return from Tax Software or Preparer

Many taxpayers use commercial tax preparation software or professional tax preparers. If tax software was used, log into your account on the provider’s website. Most platforms offer a “past returns” or “tax history” section where PDF copies can be downloaded.

If a professional tax preparer handled your filing, contact them directly. They commonly retain copies of client returns and may provide them through secure online portals or as physical printouts upon request.

Checking Your Personal Records

The most immediate way to access a previous tax return is through your personal records. Many individuals maintain physical files where tax returns are stored. Check designated folders, file cabinets, or safe deposit boxes.

Digital records also serve as a common repository for tax returns. Check computer hard drives, cloud storage, and personal email accounts for PDF copies. Retain tax records for at least three years, aligning with the IRS statute of limitations for most audits. For significant underreported income, a longer retention period of six years or more may be advisable.