How to Find Your Bank Account Number on a Check

It is common to need your bank account number for various financial activities, such as setting up direct deposits or automatic bill payments. This article provides guidance on how to quickly and accurately locate your bank account number, primarily focusing on how to find it on a check.

Locating Key Information on a Check

A standard check contains several important numbers printed along the bottom edge, which are crucial for processing transactions. This series of numbers is known as the Magnetic Ink Character Recognition (MICR) line. The MICR line is printed with special magnetic ink, allowing machines to read and process checks efficiently, even if the check has been marked or stamped.

Within this MICR line, you will find three distinct sets of numbers. The first set, nine digits long and located on the far left, is the routing number, which identifies your financial institution. Your bank account number is the second set of numbers, positioned in the middle of the MICR line, and is between 8 to 12 digits long, uniquely identifying your individual account at the bank. The final, shortest set of numbers, often on the far right, is the check number, which corresponds to the number printed in the upper right corner of the check. While the exact placement of the account number and check number can sometimes vary, the account number is usually the longer numerical sequence between the routing number and the check number.

Alternative Ways to Find Your Account Number

If a physical check is not readily available, there are several other methods to locate your bank account number. Your online banking portal or mobile application is the quickest resource. Most financial institutions display your account number within the account details or summary section after you log in. For security purposes, the number may be partially hidden, requiring you to click a “show” or “reveal” option to view all digits.

Bank statements, whether received electronically or in paper form, also display your account number. It can be found on the first page, usually in the upper right corner or at the top of the document. Contacting your bank directly via phone or visiting a local branch can also provide you with your account number after identity verification.