How to File Wisconsin State Taxes for Free

Wisconsin residents can file their state income taxes without cost through various programs and tools. These free options help taxpayers accurately complete and submit their returns. Understanding the available methods and necessary documentation simplifies the annual tax filing process.

Understanding Free Filing Eligibility and Options

Free tax filing options are available based on income levels or specific taxpayer situations. The Internal Revenue Service (IRS) and the Wisconsin Department of Revenue (DOR) partner with programs and provide tools to facilitate this. Eligibility criteria involve an Adjusted Gross Income (AGI) below a certain threshold.

The Wisconsin Department of Revenue’s own tool, WisTax, is a primary avenue. This online system allows eligible residents to file their state taxes for free. WisTax integrates with the new federal Direct File system, enabling a streamlined process where federal tax information can be directly imported into the state return. This integration saves time by reducing the need to re-enter W-2s, 1099s, and other forms.

The IRS Free File Program also offers free state tax filing for Wisconsin through participating software companies. This program is available to taxpayers whose AGI is $84,000 or less for the 2024 tax year. Taxpayers can find eligible software providers by visiting the IRS Free File website. Some providers offer free federal and Wisconsin tax preparation based on different AGI thresholds, such as $32,000 or less, or between $17,100 and $84,000.

For individuals who prefer in-person assistance, the Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs offer free tax preparation services. VITA serves people who make $67,000 or less, individuals with disabilities, and limited English-speaking taxpayers. TCE programs assist taxpayers who are 60 years of age and older, often addressing pension and retirement-related tax issues. These programs use IRS-certified volunteers who prepare basic income tax returns and offer free electronic filing.

Preparing Your Tax Information and Documents

Before beginning the free tax filing process, gather all necessary tax information and documents. Organizing these items ensures accuracy and efficiency when inputting data or providing them to a tax preparer. This preparation helps avoid delays and ensures all relevant income, deductions, and credits are accounted for.

Key documents include:

• W-2 forms, detailing wages and taxes withheld by employers.
• Various 1099 forms, such as 1099-INT for interest, 1099-DIV for dividends, 1099-MISC for miscellaneous income, and 1099-R for retirement distributions.
• 1099-G form, if you received government payments like unemployment.
• Forms like 1098 for mortgage interest or 1098-T for tuition payments, important for claiming specific deductions or credits.
• 1095-A from the Health Insurance Marketplace, if applicable.

Personal identification information is important. You will need Social Security numbers for yourself, your spouse, and all dependents listed on the return. A valid photo identification, such as a driver’s license or state ID, is often required, particularly for in-person assistance programs. For direct deposit of refunds or direct debit of payments, have your bank account and routing information available.

Records supporting any deductions or credits you plan to claim should be organized. This includes documentation for property taxes paid, student loan interest statements, childcare expenses with provider information, and receipts for charitable contributions. Referring to your prior year’s tax return can guide identifying common income sources and deductions, though use current year documents for filing.

Completing Your Free Wisconsin Tax Return

Once all tax information and documents are gathered, the next step involves completing and submitting your Wisconsin tax return through one of the free methods. The process varies depending on whether you choose an online platform or in-person assistance. Accuracy in data entry is important, as errors can lead to processing delays or adjustments to your return.

For online filing using tools like WisTax or an IRS Free File software partner, begin by navigating to the designated website. If you are a new user, create an account, which may involve providing your Social Security number and verifying your identity, sometimes through information from a past tax return or a Wisconsin-issued ID. Many online platforms are mobile-friendly, allowing filing from various devices.

After setting up your account, the system guides you through entering personal information, followed by income details. Input data from your W-2s, 1099s, and other income statements into the appropriate fields. For taxpayers using the IRS Direct File system, federal tax data can be imported directly into WisTax, streamlining the state filing process. The software will also prompt you to enter information for any applicable Wisconsin deductions or credits, such as the Renter’s and Homeowner’s School Property Tax Credit or the Homestead Tax Credit, using your prepared records.

Before final submission, thoroughly review the entire return for any errors or omissions. Most online platforms include a review step that highlights potential issues. After reviewing and making any necessary corrections, electronically sign and submit your return. Upon successful submission, you should receive a confirmation number or email receipt. Save a copy of your filed return and all supporting documents for your records, typically for at least three years from the filing date.

If you opt for assistance from a VITA or TCE site, locate a nearby center, often through the IRS VITA Locator Tool or by calling 211. When attending your appointment, bring all prepared documents and information, including photo identification and Social Security cards for everyone on your return. Volunteers will assist you in preparing your return, ensuring all relevant information is included and that you claim eligible deductions and credits. They will also help with electronic filing. These programs provide a service, especially for those who may find online filing challenging or have specific eligibility for their assistance.