How to Correctly Write 1250 on a Check
Master the correct way to write any amount on a check. Ensure accuracy, prevent errors, and secure your financial transactions.
Accurately writing checks remains a relevant financial skill, even with the rise of digital payment methods. Checks are frequently used for various transactions, making it important to understand how to complete them properly. Precision in check writing helps ensure your payments are processed correctly and can prevent potential issues.
Entering the Numerical Value
When writing “1250” in the small box next to the dollar sign on a check, the interpretation depends on whether the amount is twelve dollars and fifty cents or one thousand two hundred fifty dollars. For twelve dollars and fifty cents, you would write “12.50” in the numerical box, ensuring two decimal places are always included for cents, even if they are zero. This practice helps prevent alterations to the amount.
If the amount is one thousand two hundred fifty dollars, you would write “1,250.00” or “1250.00” in the numerical box. Including the decimal point followed by two zeros for whole dollar amounts is a standard practice to safeguard against fraudulent additions. Placing them as close to the dollar sign as possible deters anyone from adding extra digits.
Writing the Amount in Words
The long line below the “Pay to the Order of” section is where you spell out the check amount in words. If the check is for twelve dollars and fifty cents, you would write “Twelve and 50/100 Dollars” on this line. The word “and” is used to separate the dollar amount from the cents, and cents are typically expressed as a fraction over 100.
For an amount of one thousand two hundred fifty dollars, the correct written form would be “One Thousand Two Hundred Fifty and 00/100 Dollars.” It is important to start writing the words as far to the left as possible on the line to prevent any unauthorized additions. After writing the full amount, a horizontal line should be drawn through any remaining blank space on the line, extending to the pre-printed “Dollars” word, to further deter alterations.
Ensuring Accuracy and Security
After entering both the numerical and written amounts, verify that they match precisely. If there is a discrepancy between the numbers and the words, banks will legally process the check for the amount written in words. Writing legibly is also important, as unclear handwriting can lead to processing errors or delays.
Using a permanent ink pen, preferably blue or black, adds another layer of security, making it difficult for anyone to alter the check. Filling in all relevant blank spaces on the check also helps prevent unauthorized additions, including the date line, the payee line, and the optional memo line. Finally, signing the check in the designated area authorizes the payment and completes the check.