How to Check Your BVN Number on Your Phone
Access your Bank Verification Number (BVN) on your phone. Learn straightforward steps to retrieve your BVN securely and efficiently.
A Bank Verification Number (BVN) serves as an eleven-digit unique identification for individuals within the Nigerian financial system. This biometric identification system, introduced by the Central Bank of Nigeria, helps to enhance security and streamline financial transactions. It links all bank accounts of an individual to a single identity, helping to protect against unauthorized access and fraudulent activities across the banking sector.
Using the USSD Code to Check Your BVN
The most common method for checking your BVN involves a simple USSD code. You can dial 5650# from any mobile phone. Use the phone number registered and linked to your BVN during enrollment. After dialing the code, your BVN will appear on your screen. A service fee of approximately N20 (Nigerian Naira) is charged for this inquiry, so ensuring sufficient airtime balance is advisable.
Checking Your BVN Through Banking Apps and Other Channels
Many Nigerian banks offer mobile applications that allow customers to view their BVN. After logging into your bank’s mobile application, find your BVN displayed within sections like “Profile,” “Account Info,” or “Personal Details.” This provides direct access to your information without needing to recall specific codes. If your bank’s app does not display the BVN, or if you prefer an alternative, contact your bank’s customer service department. Reach them via phone; after verifying your identity through security questions or account details, they can provide your BVN.
What to Do If You Cannot Retrieve Your BVN
If you encounter difficulties retrieving your BVN using the methods above, or if you do not yet possess one, steps can help.
For individuals without a BVN, enrollment requires visiting any bank branch. Complete an enrollment form and provide a valid identification document, such as a Nigerian International Passport, National ID card, or Driver’s License. During this process, your biometric data, including fingerprints and a facial image, will be captured. Your BVN is generated and sent to you via SMS within 24 hours after successful enrollment.
For those who already have a BVN but cannot retrieve it, perhaps due to a lost or changed phone number, visiting your bank branch is a solution. Bring a valid form of identification to the bank, where staff can help update your records or directly provide your BVN after verifying your identity. Alternatively, contact the NIBSS (Nigeria Inter-Bank Settlement System) helpdesk directly via their toll-free number, 0700-2255-226, or by sending an email to [email protected]. Provide accurate personal details for assistance in retrieving your BVN.