How to Buy Quarters from Banks and Other Locations

Quarters are still essential for various daily activities, including operating laundry machines, feeding parking meters, using vending machines, and paying tolls. Despite the growing prevalence of digital payment methods, the need for physical quarters persists. This guide outlines practical methods for acquiring them.

From Banks and Credit Unions

Banks and credit unions are the most reliable source for obtaining quarters, especially when larger quantities or full rolls are needed. Financial institutions handle currency exchanges as a standard service. To get quarters, approach a teller and state the desired quantity, such as “a roll of quarters” or a specific dollar amount. A standard roll contains 40 quarters, totaling $10.

While many institutions serve non-customers for small exchanges, having an account often streamlines the process. Some banks may require identification for larger transactions as part of their compliance procedures. Financial institutions do not charge fees for exchanging currency, making them a cost-effective option. Check local branch operating hours for availability.

From Retail and Service Locations

Quarters can be obtained from various commercial establishments that regularly handle cash transactions, though these sources are better suited for smaller quantities. Common locations include grocery stores, convenience stores, pharmacies, and some post office branches. Laundromats and car washes often have change machines. Arcades and older vending machines might also offer change.

One common method is to make a small purchase and request the change in quarters. For example, buying a low-cost item and asking for change in quarters can yield a few dollars’ worth. Politely asking for change without a purchase is also an option, but success depends on the establishment’s policy and cash availability. These retail sources are suitable for acquiring a few dollars in quarters, not full rolls, which are best sought from financial institutions. Being polite and understanding that staff may not always have the necessary change on hand can facilitate a smoother transaction.

Additional Ways to Find Quarters

Beyond banks and retail locations, other methods exist for accumulating quarters. Coin counting machines, such as Coinstar kiosks found in many grocery stores, convert loose change into cash or gift cards. These machines charge a service fee for cash payouts, ranging from 10.9% to 12.9% of the total value, plus a potential transaction fee. However, selecting a gift card option often allows users to avoid these fees.

Some Automated Teller Machines (ATMs) may dispense quarters, but this feature is not standard across all machines or banks. Personal sources like coin jars, car consoles, pockets, and wallets often contain forgotten quarters. Asking friends, family, or colleagues is another simple method for obtaining small amounts. Many services that traditionally required quarters, such as parking or vending, now offer digital payment alternatives or card readers, reducing the need for physical coins.