How Much Money Should You Put in a Wedding Card?

A thoughtful gift is a customary way to express well wishes for a couple’s new journey. Deciding on an appropriate monetary amount for a wedding gift can be a common dilemma for guests. This article provides guidance on typical gift amounts and factors to consider.

General Guidelines for Gift Amounts

A common guideline for wedding gift amounts is $100 to $200 per individual. This range serves as a benchmark, not a rigid requirement. The outdated idea of “covering your plate,” matching the meal cost, is no longer expected by couples.

The amount considered appropriate can fluctuate based on your relationship with the couple. For acquaintances, coworkers, or distant relatives, a gift in the range of $50 to $100 is often suitable. Closer friends and other relatives might consider giving between $75 and $150. For immediate family members, close friends, or those in the wedding party, a gift of $150 to $200 or more is frequently given. If you are attending with a plus-one, it is customary to increase the gift amount, often by 1.5 to 2 times the individual rate.

Factors Influencing Your Gift Amount

The specific amount you choose to give for a wedding gift is ultimately a personal decision influenced by several practical considerations beyond general guidelines. Your relationship with the couple plays a significant role, as the closer your bond, the more inclined you might feel to give a larger gift. This reflects the depth of your connection and your desire to contribute meaningfully to their new life.

Significant travel and accommodation costs can also influence your gift amount. If you are spending a considerable sum on flights, hotel stays, or extensive transportation, your monetary gift may be adjusted downward. Your presence is a valuable gift in itself. Guests should always prioritize giving what they can comfortably afford, ensuring that a thoughtful gesture, regardless of its monetary value, is genuinely appreciated. Financial prudence suggests that you should not overextend your budget to meet perceived gifting norms.

The location and type of wedding can provide context, but they should not dictate your gift. Focus instead on what feels appropriate for your relationship and financial capacity. Cultural norms can also vary significantly regarding wedding gifts; being aware of any specific traditions within the couple’s background can be helpful, though personal comfort remains paramount. Wedding gifts typically do not have direct tax implications. The Internal Revenue Service sets an annual gift tax exclusion, which for 2025 is $19,000 per recipient. Since most wedding gifts fall well below this threshold, givers generally do not face federal gift tax obligations.

Presenting Your Wedding Gift

Placing cash or a check in a thoughtful card is a popular method. If providing a check, it is advisable to make it payable to one or both members of the couple. While bringing a card with money to the wedding reception is acceptable, some experts advise against bringing large sums of cash to the venue due to security concerns.

Many couples establish a gift registry, which is a curated list of desired items at various retailers. Contributions to a gift registry are just as valid and appreciated as monetary gifts, and registry details are typically found on the couple’s wedding website. Modern options also include online contributions or honeymoon funds, where guests can electronically contribute money towards specific experiences or goals. These digital platforms offer a convenient and secure way to give, often allowing you to contribute an amount that fits your budget.

Send your gift before the wedding or within three months following the celebration. This practice minimizes logistical burdens for the couple on their wedding day and ensures they receive your gift promptly. Shipping gifts directly to the couple’s home, particularly items from a registry, is often the most practical option.